2001 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2001 Continental St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,872 sqft · built 2013
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$196,415 (Sep 2013)
Tax Bill	$8,639 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0081-0001-3660`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0081-0001-3660`
Alternative APNs	`263009008100013660` `158654`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,688 sqft
Upper Floors Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2001 CONTINENTAL ST
City	SAINT CLOUD
State	FL
Zip	34769-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 366
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3A
Legal Phase	3A
Legal Tract	81
Legal Block	3660
Legal Lot Number	366
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43208

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	2013145759
Deed Book / Page	4503 / 293
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2026
Property Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805
Document Number	0000043000
Book / Page	6947 / 552
Instrument Date	Mar 21, 2026
Instrument	202643000
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805

Mortgage

Document Number	0000043000,
Date	Apr 1, 2026
Book Page	6947/552
Instrument	202643000

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805

Mortgage

Document Number	0060451734
Date	Sep 17, 2021
Book Page	6045/1734
Instrument	2021144453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CONTINENTAL ST, SAINT CLOUD, FL 34769-1805

Mortgage

Document Number	0059200261
Date	Mar 25, 2021
Book Page	5920/261
Instrument	2021044453

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	270 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,639.00 (-2.95%)	$359,100 (+67.24%) Land $70,000 Building $289,100	$359,100 (+0.17%) Land $70,000 Building $289,100
2024	$8,902.00 (+69.37%)
2023	$5,256.00 (+3.3%) Homeowner's exemption	$214,724 (+3%)	$358,500 (+12.56%) Land $60,000 Building $298,500
2022	$5,088.00 Homeowner's exemption	$208,470	$318,500 Land $55,000 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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