20007 S Prospect Ave, Belton, MO 64012 Property Records

Cass County property record for 20007 S Prospect Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,254 sqft · built 1989
Lot Size	20.7 acres (904,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,600 (Dec 2016)
Tax Bill	$21,001 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-34-000-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-34-000-000-006.000`
Alternative APN	`1290700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,254 sqft Living Area
Gross Area	7,705 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	600 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood
Lot Area	904,306 sqft (20.7 acres)
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	573 sqft
Deck Area	528 sqft
Patio Area	528 sqft
Utility Building	1,330 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1290700
Street Address	20007 S PROSPECT AVE
City	BELTON
State	MO
Zip	64012-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BG730S NW CR SW E1374SE840W1940 N TBG
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3013
Census Tract	61001

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
May 2, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 13, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Deed Document Number	2016596471
Deed Book / Page	4076 / 24
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	004076/024
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004096/061
Date	Feb 10, 2017
Book Page	4096/061
Instrument	600202

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641

Mortgage

Document Number	004805/104
Date	Jan 6, 2022
Book Page	4805/104
Instrument	708729

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200007 S PROSPECT AVE, BELTON, MO 64012

Mortgage

Document Number	0004955/94
Date	May 2, 2023
Book Page	4955/94
Instrument	733477

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	Aug 13, 2020
Property Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641
Document Number	0004540/88
Book / Page	4540 / 88
Instrument Date	Aug 13, 2020
Instrument	670834
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20007 S PROSPECT AVE, BELTON, MO 64012-9641

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,001.00 (+230.15%)	$111,560 (+15.19%) Land $4,070 Building $107,490	$595,660 (+16.34%) Land $23,060 Building $572,600
2024	$6,361.00 (+2.15%)
2023	$6,227.00 (+3,969.93%)	$96,850 (+19.95%) Land $3,750 Building $93,100	$512,020 (+19.85%) Land $21,380 Building $490,640
2022	$153.00	$80,740 Land $3,750 Building $76,990
2021			$427,210 Land $21,380 Building $405,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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