20007 Laramie River Trl, Katy, TX 77449 Property Records

Harris County property record for 20007 Laramie River Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 2005
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on File
Last Sale	$125,700 (Feb 2008)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-074-005-0002`

Property Details

APN / Parcel Number

Primary APN	`125-074-005-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	1,240 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,826 sqft (0.157 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1250740050002
Street Address	20007 LARAMIE RIVER TRL
City	KATY
State	TX
Zip	77449-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 EAGLE RANCH WEST SEC 1 PAR R/P
Legal Subdivision	EAGLE RANCH WEST SEC 1
Legal Block	1
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1026
Census Tract	542201

Owner

20007 Laramie River Trl is owned and occupied by two individuals who bought it in February 2008.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20007 LARAMIE RIVER TRL, KATY, TX 77449-1778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2008 · Amount on File
Deed Sale	Feb 28, 2008 · Amount on File
Prior Sale	Dec 7, 2007 · Amount on File
Deed Document Number	200899065
Deed Book / Page	5450 / 165
Prior Transfer Date	Dec 4, 2007
Prior Transfer Doc	0000719581
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20007 LARAMIE RIVER TRL, KATY, TX 77449-1778
Document Number	0000214666
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20007 LARAMIE RIVER TRL KATY TX 774491778, KATY, TX 77449-1778

Mortgage

Document Number	0000214666
Date	May 16, 2018
Instrument	214666

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	HOUSTON, TX 77094

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 20007 Laramie River Trl was $4,541 with a homeowner's exemption, up 144.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,860 (-1.44%) Land $48,764 Building $252,096	$300,860 (-1.44%) Land $48,764 Building $252,096
2025	$4,541.00 (+144.14%) Homeowner's exemption	$305,241 Land $48,764 Building $256,477	$305,241 Land $48,764 Building $256,477
2024	$1,860.00
2023		$317,674 Land $48,764 Building $268,910	$317,674 Land $48,764 Building $268,910
2022	$1,547.00
2020	$1,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20007 Laramie River Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20007 Laramie River Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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