20006 Ginger Creek Trl, Katy, TX 77450 Property Records

Harris County property record for 20006 Ginger Creek Trl, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,351 sqft · built 1994
Lot Size	0.146 acres (6,372 sqft)
Owner	Individual Name on File
Last Sale	$256,623 (Oct 2022)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-723-002-0014`

Property Details

APN / Parcel Number

Primary APN	`117-723-002-0014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,351 sqft Living Area
1st Floor Area	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,372 sqft (0.146 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	348 sqft
Porch	Open Frame Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1177230020014
Street Address	20006 GINGER CREEK TRL
City	KATY
State	TX
Zip	77450-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 2 UNIVERSITY PARK WEST AMEND
Legal Subdivision	UNIVERSITY PARK WEST AMEND
Legal Block	2
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	454502

Owner

20006 Ginger Creek Trl is owned and occupied by an individual who bought it in October 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	· Seller Carry-Back TODD MERRY
Aug 15, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 15, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 24, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	May 20, 2010 · Amount on File
Deed Document Number	2022494025
Prior Transfer Date	May 13, 2010
Prior Transfer Doc	20100209025
Record Updated	Oct 29, 2026

October 2022:

Jurisdiction	HARRIS TX
Recording Date	Oct 4, 2022
Property Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283
Document Number	0000494025
Map Reference	VOL 360 PG 30
Instrument Date	Jul 6, 2022
Instrument	2022-494025
Record Updated	Nov 1, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21111 PARK VILLA DR, 21111, KATY, TX 77450-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283

Mortgage

Document Number	0000494026
Date	Oct 4, 2022
Instrument	2022-494026

Lender

Name	TODD MERRY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283
Document Number	0000384348
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20006 GINGER CREEK TRL KATY TX 774505283, KATY, TX 77450-5283

Mortgage

Document Number	0000384348
Date	Aug 20, 2020
Instrument	384348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	324 Months
Due	Aug 19, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283
Document Number	0000262196
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20006 GINGER CREEK TRL KATY TX 774505283, KATY, TX 77450-5283

Mortgage

Document Number	0000262196
Date	Jun 20, 2019
Instrument	262196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20006 GINGER CREEK TRL, KATY, TX 77450-5283
Document Number	0000389406
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20006 GINGER CREEK TRL KATY TX 774505283, KATY, TX 77450-5283

Mortgage

Document Number	0000389406
Date	Aug 31, 2017
Instrument	389406

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20006 Ginger Creek Trl was $6,164 with a homeowner's exemption, up 13.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,864 (-0.87%) Land $80,417 Building $308,447	$388,864 (-0.87%) Land $80,417 Building $308,447
2025	$6,164.00 (+13.56%) Homeowner's exemption	$392,265 Land $80,417 Building $311,848	$392,265 Land $80,417 Building $311,848
2024	$5,428.00
2023		$413,611 Land $70,956 Building $342,655	$413,611 Land $70,956 Building $342,655
2022	$4,635.00
2020	$5,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20006 Ginger Creek Trl in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 267 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	83 (2004–2022)
Claims Outside the SFHA	82 of 83
Most Recent Claim	Mar 2022 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 72 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20006 Ginger Creek Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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