20006 Covey Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20006 Covey Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1999
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2021)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181208 CB 03800`

Property Details

APN / Parcel Number

Primary APN	`181208 CB 03800`
Alternative APNs	`R1001181208CB03800` `197991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	451 sqft
Deck Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Account Number	197991
Old Parcel Number	R1001181208CB03800
Street Address	20006 COVEY LN
City	BEND
State	OR
Zip	97702-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:148 SUBD:ELKHORN ESTATES PHASE 11 12 AND 13 SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-CB
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	ELKHORN ESTATES PHASE 11 12 AND 13
Legal Lot Number	148
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1022
Census Tract	2103

Owner

20006 Covey Ln is owned and occupied by an individual who bought it in October 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20006 COVEY LN, BEND, OR 97702-2087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Deed Document Number	2021-58288
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 14, 2021
Property Address	20006 COVEY LN, BEND, OR 97702-2087
Document Number	0000058288
Instrument Date	Oct 12, 2021
Instrument	2021-58288
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20006 COVEY LN, BEND, OR 97702-2087

Mortgage

Document Number	0000058289
Date	Oct 14, 2021
Instrument	2021-58289

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20006 Covey Ln was $3,489, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (+3.93%)	$206,530 (+3%)	$600,670 (+2.78%) Land $198,210 Building $402,460
2024	$3,357.00 (+7.87%)	$200,520 (+3%)	$584,420 (-) Land $181,960 Building $402,460
2023	$3,112.00	$194,680	$584,420 Land $181,960 Building $402,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20006 Covey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20006 Covey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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