Lee County property record for 20005 Serene Meadow Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,678 sqft · built 2004 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jul 2023) |
| Tax Bill | $662 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-46-25-E2-12000.0020 |
| Primary APN | 28-46-25-E2-12000.0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Gross Area | 2,615 sqft |
| 1st Floor Area | 1,605 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 4,312 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 392 sqft |
| Patio Area | 218 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10482320 |
|---|---|
| Street Address | 20005 SERENE MEADOW LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PARCEL A CASCADES AT ESTERO DESC IN PB 76 PGS 1-8 LOT 2 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | CASCADES AT ESTERO |
| Legal Tract | E2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 50211 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10110 VILLAGIO PALMS WAY, 206, ESTERO, FL 33928-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 6, 2024 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK NA |
| Jul 21, 2023 | Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK NA |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Sep 20, 2012 · Amount on Record |
| Deed Document Number | 2023248380 |
| Prior Transfer Date | Mar 28, 2022 |
| Prior Transfer Doc | 0000114852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20005 SERENE MEADOW LN, ESTERO, FL 33928-3057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20005 SERENE MEADOW LN, ESTERO, FL 33928-3057 |
| Document Number | 0000031864 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026000031864 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20005 SERENE MEADOW LN, ESTERO, FL 33928-3057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10110 VILLAGIO PALMS WAY, ESTERO, FL 33928-3178 |
| Document Number | 0000034263 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024000034263 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 21, 2023 |
| Property Address | 20005 SERENE MEADOW LN, ESTERO, FL 33928-3057 |
| Document Number | 0000248380 |
| Map Reference | MB 76 PG 1-8 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023000248380 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | HEIGHTS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12820 WATERFORD CIR APT 337, 337, FORT MYERS, FL 33919-8014 |
| Name | Verified Name |
|---|---|
| Address | 10110 VILLAGIO PALMS WAY UNIT 206, 206, ESTERO, FL 33928-3180 |
| Document Number | 0000248382 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023000248382 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20005 SERENE MEADOW LN, ESTERO, FL 33928-3057 |
| Document Number | 0000007591 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20005 SERENE MEADOW LN ESTERO FL 339283057, ESTERO, FL 33928-3057 |
| Document Number | 0000007591 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 7591 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,250 (+430.17%) | $311,459 (-0.92%) Land $58,310 Building $253,149 | |
| 2025 | $662.00 (-68.4%) Homeowner's exemption | $30,792 (-82.52%) | $314,364 (-1.1%) Land $67,604 Building $246,760 |
| 2023 | $2,095.00 (-2.87%) Homeowner's exemption | $176,191 (+3%) | $317,849 (+16.55%) Land $128,928 Building $188,921 |
| 2022 | $2,157.00 Homeowner's exemption | $171,059 | $272,711 Land $171,599 Building $101,112 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Most Recent Claim | Jan 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures