20005 145th St E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 20005 145th St E, Bonney Lake, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,768 sqft · built 2019
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (May 2025)
Tax Bill	$8,521 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`700281-0-310`

Property Details

APN / Parcel Number

Primary APN	`700281-0-310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,328 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	20005 145TH ST E
City	BONNEY LAKE
State	WA
Zip	98391-6181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EBPC
Legal Description	SECTION 22 TOWNSHIP 19 RANGE 05 QUARTER 22 PLAT OBSERVATION RIDGE AT TEHALEH L 31 EASE OF RECORD OUT OF 05-19-22-2-033, 2-034, 2-036 & 6-005 SEG 2019-0109 BB 9/4/18 BB
Legal Range	05
Legal Township	19
Legal Section	22
Legal Subdivision	OBSERVATION RIDGE AT TEHALEH
Legal Lot Number	31
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	1
Census Block	1020
Census Tract	70209

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 28, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXA MORTGAGE
Feb 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2019	Loan Modification, Mortgage · Line of Credit BANNER BK
May 17, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2025370
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003290654
Date	Mar 29, 2021
Instrument	202103290654

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 28, 2025
Property Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Document Number	0005280370
Instrument Date	May 28, 2025
Instrument	202505280370
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,761.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181

Mortgage

Document Number	0005280371
Date	May 28, 2025
Instrument	202505280371

Lender

Name	NEXA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 20, 2020
Property Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Document Number	0002200038
Map Reference	DOC 201808145001
Instrument Date	Feb 14, 2020
Instrument	202002200038
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,089.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181

Mortgage

Document Number	0002200039
Date	Feb 20, 2020
Instrument	202002200039

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Recording Date	Aug 5, 2019
Property Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Document Number	1908050275
Instrument Date	Jul 18, 2019
Instrument	201908050275
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10211 180TH ST SE SNOHOMISH WA 982968263, SNOHOMISH, WA 98296-8263
Investor	Possibly a Property Investor

Mortgage

Document Number	1908050275
Date	Aug 5, 2019
Instrument	201908050275

Lender

Name	BANNER BK
Type	Bank
Address	19800 N CREEK PKWY # 200, BOTHELL, WA 98011-8206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 17, 2019
Property Address	20005 145TH ST E, BONNEY LAKE, WA 98391-6181
Document Number	1905170719
Instrument Date	May 17, 2019
Instrument	201905170719
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$37,545.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 S 336TH ST #100 FEDERAL WAY WA 980036745, 100, FEDERAL WAY, WA 98003-6745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,521.00 (+4.08%)	$689,600 (+7.99%) Land $246,100 Building $443,500	$689,600 (+7.99%) Land $246,100 Building $443,500
2025	$8,187.00 (+19.97%)
2024	$6,824.00 (+1.9%)	$638,600 (-1.48%) Land $207,500 Building $431,100	$638,600 (-1.48%) Land $207,500 Building $431,100
2023	$6,697.00	$648,200 Land $207,500 Building $440,700	$648,200 Land $207,500 Building $440,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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