20004 Oak St, Gretna, NE 68028 Property Records

Sarpy County property record for 20004 Oak St, Gretna, NE 68028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,172 sqft · built 2013
Lot Size	0.305 acres (13,309 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Sep 2021)
Tax Bill	$11,479 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011586463`

Property Details

APN / Parcel Number

Primary APN	`011586463`
Alternative APN	`13464763`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,172 sqft Total Area
1st Floor Area	1,453 sqft
Basement Area	1,453 sqft
Finished Basement	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Lot Area	13,309 sqft (0.305 acres)
Lot Dimensions	1 ft deep x 13,309 ft wide
Garage Type	Built-in
Garage Area	757 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Pool Area	448 sqft
Porch	Covered Porch
Porch Area	1,060 sqft

Location & Zoning

Account Number	13464763
Street Address	20004 OAK ST
City	GRETNA
State	NE
Zip	68028-6996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 COVINGTON
Legal Subdivision	COVINGTON
Legal Lot Number	165
Jurisdiction	SARPY NE
Township / Civil Division	FOREST CITY NO. 1
Census Block Group	3
Census Block	3029
Census Tract	10632

Owner

Source: Sarpy County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20004 OAK ST, GRETNA, NE 68028-6996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRIS FCU
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	2021-34170
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Sep 8, 2021
Property Address	20004 OAK ST, GRETNA, NE 68028-6996
Document Number	0000004170
Instrument Date	Sep 2, 2021
Instrument	2021-34170
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004171
Date	Sep 8, 2021
Instrument	2021-34171

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Jun 15, 2020
Property Address	20004 OAK ST, GRETNA, NE 68028-6996
Document Number	0000006525
Instrument Date	May 21, 2020
Instrument	2020-16525
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000006526
Date	Jun 15, 2020
Instrument	2020-16526

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Jul 1, 2019
Property Address	20004 OAK ST, GRETNA, NE 68028-6996
Document Number	0000003846
Instrument Date	Jun 18, 2019
Instrument	2019-13846
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CONSUMER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003847
Date	Jul 1, 2019
Instrument	2019-13847

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Gretna City
Unified School District	Gretna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,479.00 (-1.92%)	$655,512 (+17.98%) Land $73,000 Building $582,512	$655,512 (+17.98%) Land $73,000 Building $582,512
2024	$11,704.00 (-1.98%)
2023	$11,941.00 (+3.93%)	$555,593 (+10.35%) Land $47,000 Building $508,593	$555,593 (+10.35%) Land $47,000 Building $508,593
2022	$11,489.00	$503,474 Land $42,000 Building $461,474	$503,474 Land $42,000 Building $461,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRETNA serves 8,661 people · EPA ID NE3115303
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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