20004 Cedar Br, Garden Ridge (San Antonio), TX 78266 Property Records

Comal County property record for 20004 Cedar Br, Garden Ridge, TX 78266

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,602 sqft · built 1989
Lot Size	0.843 acres (36,721 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Mar 2018)
Tax Bill	$5,971 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0110-0384-00`

Property Details

APN / Parcel Number

Primary APN	`20-0110-0384-00`
Alternative APN	`28328`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,721 sqft (0.843 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	20004 CEDAR BR
City	SAN ANTONIO
State	TX
Zip	78266-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN RIDGE ESTATES 10, BLOCK 3, LOT 7
Legal Subdivision	GARDEN RIDGE ESTATES 10
Legal Block	3
Legal Lot Number	7
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	2
Census Block	2015
Census Tract	310801

Owner

20004 Cedar Br is owned and occupied by two individuals who bought it in March 2018.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20004 CEDAR BR, SAN ANTONIO, TX 78266-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	20189139
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0000009139
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	20004 CEDAR BR, GARDEN RIDGE, TX 78266-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006030261
Date	Jul 28, 2020
Instrument	202006030261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Mar 12, 2018
Property Address	20004 CEDAR BR, GARDEN RIDGE, TX 78266-2511
Document Number	0006009139
Map Reference	VOL8 PG41&42
Instrument Date	Mar 8, 2018
Instrument	201806009139
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20004 CEDAR BR # ER, ER, SAN ANTONIO, TX 78266-2511

Mortgage

Document Number	0006009140
Date	Mar 12, 2018
Instrument	201806009140

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 20004 Cedar Br was $5,971 with exemptions applied, down 1.7% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Garden Ridge City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,279 (+8.91%) Land $187,340 Building $393,939	$581,279 (+8.91%) Land $187,340 Building $393,939
2025	$5,971.00 (-1.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$533,740 Land $187,340 Building $346,400	$533,740 Land $187,340 Building $346,400
2024	$6,077.00
2023		$619,790 Land $148,080 Building $471,710	$619,790 Land $148,080 Building $471,710
2018	$6,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20004 Cedar Br in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1998–2016)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jul 2016 · river or lake flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20004 Cedar Br is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDEN RIDGE serves 5,100 people · EPA ID TX0460027
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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