20003 Cape Clover Trl, Richmond, TX 77407 Property Records

Fort Bend County property record for 20003 Cape Clover Trl, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 2007
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,966 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R354192`

Property Details

APN / Parcel Number

Primary APN	`R354192`
Alternative APN	`9175-05-003-0080-907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354192
Street Address	20003 CAPE CLOVER TRL
City	RICHMOND
State	TX
Zip	77407-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERVIEW ESTATES SEC 5, BLOCK 3, LOT 8
Legal Subdivision	WATERVIEW ESTATES SEC 5
Legal Block	3
Legal Lot Number	8
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2010
Census Tract	672903

Owner

20003 Cape Clover Trl is owned and occupied by an individual who acquired it in August 2017.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	20003 CAPE CLOVER TRL, RICHMOND, TX 77407-4087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017
Deed Sale	Aug 4, 2017
Prior Sale	May 28, 2014
Deed Document Number	2017087292
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Aug 4, 2017
Property Address	20003 CAPE CLOVER TRL, RICHMOND, TX 77407-4087
Document Number	0000087292
Instrument Date	Aug 2, 2017
Instrument	87292
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20003 CAPE CLOVER TRL RICHMOND TX 774074087, RICHMOND, TX 77407-4087

Mortgage

Document Number	87293
Date	Aug 4, 2017
Instrument	87293

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20003 Cape Clover Trl was $2,966 with a homeowner's exemption.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,966.00 Homeowner's exemption	$293,167 Land $45,760 Building $267,225	$312,985 Land $45,760 Building $267,225
2023	$2,364.00 Homeowner's exemption	$242,286 Land $35,200 Building $258,294	$293,494 Land $35,200 Building $258,294
2018	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20003 Cape Clover Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20003 Cape Clover Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 143 WATER VIEW ESTA serves 7,245 people · EPA ID TX0790472
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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