20002 Delta St, Big Lake, MN 55309 Property Records

Sherburne County property record for 20002 Delta St, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,221 sqft · built 2007
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$354,900 (May 2019)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-545-0112`

Property Details

APN / Parcel Number

Primary APN	`65-545-0112`
Alternative APNs	`65-00545-0112` `31345`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	728 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	145 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	31345
Street Address	20002 DELTA ST
City	BIG LAKE
State	MN
Zip	55309-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 1
Legal Range	28W
Legal Township	33N
Legal Section	12
Legal Subdivision	SWEETWATER BEND FIRST ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	2
Census Block	2017
Census Tract	30406

Owner

20002 Delta St is owned and occupied by two individuals who bought it in May 2019.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20002 DELTA ST, BIG LAKE, MN 55309-8128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 31, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Sep 26, 2007 · Amount on File
Deed Document Number	2019872696
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	20002 DELTA ST, BIG LAKE, MN 55309-8128
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20002 DELTA ST, BIG LAKE, MN 55309-8128

Mortgage

Document Number	0000988172
Date	Sep 18, 2025
Instrument	988172

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	20002 DELTA ST, BIG LAKE, MN 55309-8128
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934973
Date	Dec 27, 2021
Instrument	934973

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 31, 2019
Property Address	20002 DELTA ST, BIG LAKE, MN 55309-8128
Document Number	0000872696
Instrument Date	May 17, 2019
Instrument	872696
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20002 DELTA ST BIG LAKE MN 553098128, BIG LAKE, MN 55309-8128

Mortgage

Document Number	872699
Date	May 31, 2019
Instrument	872699

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20002 Delta St was $4,040.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,100 (-0.6%) Land $103,800 Building $360,300	$464,100 (-0.6%) Land $103,800 Building $360,300
2025	$4,040.00	$466,900 Land $103,800 Building $363,100	$466,900 Land $103,800 Building $363,100
2023	$3,592.00	$447,200 Land $89,500 Building $357,700
2021			$447,200 Land $89,500 Building $357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20002 Delta St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20002 Delta St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Windstream DSL	100 / 20

May also be available: Verizon.

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