2000 W 6th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2000 W 6th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 780 sqft · built 1949
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Apr 2024)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-327-005`

Property Details

APN / Parcel Number

Primary APN	`8913-35-327-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	325 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	130 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2000 W 6TH ST
City	WATERLOO
State	IA
Zip	50702-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SEARS PLAT NO 1 LOT 42
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR SEARS PLAT NO 1
Legal Lot Number	42
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1200

Owner

2000 W 6th St is owned and occupied by an individual who bought it in April 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2000 W 6TH ST, WATERLOO, IA 50702-3922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK IOWA
Jul 29, 2019	Warranty Deed, Transfer · ARM BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Deed Document Number	202412987
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2024
Property Address	2000 W 6TH ST, WATERLOO, IA 50702-3922
Document Number	202400012987
Instrument Date	Apr 19, 2024
Instrument	202400012987
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Tax	$214.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 W 6TH ST, WATERLOO, IA 50702-3922

Mortgage

Document Number	202400012988
Date	Apr 22, 2024
Instrument	2024-00012988

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	202400012988
Date	Apr 22, 2024
Instrument	2024-00012988

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2000 W 6TH ST, WATERLOO, IA 50702-3922
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001793
Date	Jul 29, 2019
Instrument	202000001793

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 29, 2019
Property Address	2000 W 6TH ST, WATERLOO, IA 50702-3922
Document Number	202000001791
Instrument Date	Jun 28, 2019
Instrument	202000001791
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 W 6TH ST, WATERLOO, IA 50702-3922

Mortgage

Document Number	202000001792
Date	Jul 29, 2019
Instrument	202000001792

Lender

Name	BANK IOWA

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2026
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 2000 W 6th St was $2,168 with a homeowner's exemption, up 6.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+6.8%) Homeowner's exemption	$117,090 Land $19,550 Building $97,540	$117,090 Land $19,550 Building $97,540
2024	$2,030.00
2023		$103,770 (+17.68%) Land $19,550 Building $84,220	$103,770 Land $19,550 Building $84,220
2022	$1,742.00 Homeowner's exemption	$88,180 Land $19,550 Building $68,630
2021			$88,180 Land $19,550 Building $68,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2000 W 6th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2000 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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