Mecklenburg County property record for 2000 Truman Rd, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1941 |
| Lot Size | 0.17 acres (7,444 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (May 2003) |
| Tax Bill | $5,831 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-091-41 |
| Primary APN | 095-091-41 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,815 sqft Heated Area |
| Gross Area | 2,123 sqft |
| 1st Floor Area | 1,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,444 sqft (0.17 acres) |
| Porch | Porch |
| Porch Area | 308 sqft |
| Patio Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 095-091-41 |
|---|---|
| Street Address | 2000 TRUMAN RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L22 B8 M230 -284 |
| Legal Subdivision | MIDWOOD |
| Legal Block | 8 |
| Legal Lot Number | 22 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1200 |
2000 Truman Rd is owned and occupied by an individual who bought it in May 2003.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2000 TRUMAN RD, CHARLOTTE, NC 28205-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2003 · Amount on File |
| Deed Sale | May 15, 2003 · Amount on File |
| Deed Document Number | 0015347617 |
| Deed Book / Page | 15347 / 0617 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2000 TRUMAN RD, CHARLOTTE, NC 28205-3719 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2000 TRUMAN RD, CHARLOTTE, NC 28205-3719 |
| Document Number | 0000098199 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 38428/375 |
| Instrument | 2023098199 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2000 TRUMAN RD, CHARLOTTE, NC 28205-3719 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000081583 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 35982/952 |
| Instrument | 2021081583 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2000 TRUMAN RD, CHARLOTTE, NC 28205-3719 |
| Document Number | 0000127939 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2000 TRUMAN RD CHARLOTTE NC 282053719, CHARLOTTE, NC 28205-3719 |
| Document Number | 0000127939 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 033035/000171 |
| Instrument | 127939 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 9, 2033 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2000 Truman Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 30 (1979–2021) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2000 Truman Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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