Miami-Dade County property record for 2000 Towerside Ter, Apt 1409, Miami, FL 33138
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,312 sqft · built 1981 |
| Owner | Individual Name on File |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-2232-073-1550 |
| Primary APN | 30-2232-073-1550 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 242 Units |
| Building Area | 1,312 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Street Address | 2000 TOWERSIDE TER, 1409 |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33138-2226 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 5000 |
| Legal Description | TOWERS OF QUAYSIDE CONDO #2 UNIT 1409 UNDIV .4151% INT IN COMMON ELEMENTS OFF REC 11120-1116 OR 17595-4636 0497 5 COC 22929-1936 11 2004 4 |
| Legal Range | 42E |
| Legal Township | 52S |
| Legal Section | 32 |
| Legal Subdivision | TOWERS OF QUAYSIDE CONDO |
| Legal Block | 3 |
| Legal Lot Number | 1409 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1206 |
2000 Towerside Ter, Apt 1409 is owned and occupied by an individual who acquired it in November 2004.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2000 TOWERSIDE TER, 1409, MIAMI, FL 33138-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 |
| Deed Sale | Jun 20, 2003 |
| Prior Sale | Jun 20, 2003 · Amount on File |
| Deed Document Number | 2003409054 |
| Deed Book / Page | 21349 / 520 |
| Last Transfer Date | Nov 16, 2004 |
| Transfer Doc | 0001145140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 2000 TOWERSIDE TER, 1409, MIAMI, FL 33138-2226 |
| Document Number | 0000257481 |
| Book / Page | 35257 / 427 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 2026257481 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2000 TOWERSIDE TER, 1409, MIAMI, FL 33138-2226 |
| Document Number | 0000257481, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 35257/427 |
| Instrument | 2026257481 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 2000 TOWERSIDE TER APT 1409, 1409, MIAMI, FL 33138-2226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2000 TOWERSIDE TER, MIAMI, FL 33138-2244 |
| Document Number | 0000555203 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 33284/1136 |
| Instrument | 2022R0555203 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 2000 TOWERSIDE TER APT 1409, 1409, MIAMI, FL 33138-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000488035 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 31554/2362 |
| Instrument | 2019R0488035 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jul 24, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2000 Towerside Ter, Apt 1409 was $2,362 with a homeowner's exemption, up 3.4% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 (+3.42%) Homeowner's exemption | $180,130 | $268,175 |
| 2024 | $2,284.00 (+3.21%) | ||
| 2023 | $2,213.00 (+4.14%) Homeowner's exemption | $169,956 (+3%) | $274,340 (+37%) |
| 2022 | $2,125.00 Homeowner's exemption | $165,006 | $200,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2000 Towerside Ter, Apt 1409 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 62 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 989 units insured incl. 927 condo units |
| Nearby Flood Claims | 25 (1990–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2000 Towerside Ter, Apt 1409 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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