2000 Stone St, Albany, IL 61230 Property Records

Whiteside County property record for 2000 Stone St, Albany, IL 61230

Property Summary

Property Type	Single Family Home
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on Record
Tax Bill	$5,713 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0625276003`

Property Details

APN / Parcel Number

Primary APN	`0625276003`
Alternative APNs	`101292` `117443`

Exterior

Lot Area	75,359 sqft (1.73 acres)

Location & Zoning

Account Number	117443
Street Address	2000 STONE ST
City	ALBANY
State	IL
Zip	61230-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SEC 25 TWP 21 RNG 2 13201X
Legal Range	02E
Legal Township	21N
Legal Section	25
Jurisdiction	WHITESIDE IL
Township / Civil Division	ALBANY
Census Block Group	4
Census Block	4006
Census Tract	400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2000 STONE ST, ALBANY, IL 61230-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) VIBRANT CREDIT UNION
Jul 14, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) VIBRANT CREDIT UNION
Sep 5, 2018	Loan Modification, Mortgage
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TR & SVGS BK/ALBANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2000 STONE ST, ALBANY, IL 61230-9611
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002342
Date	May 17, 2023
Instrument	2023-02342

Lender

Name	VIBRANT CREDIT UNION
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	38 Months
Due	Jul 1, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2000 STONE ST, ALBANY, IL 61230-9611
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104896
Date	Jul 14, 2021
Instrument	2021-04896

Lender

Name	VIBRANT CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITESIDE IL
Property Address	2000 STONE ST, ALBANY, IL 61230-9611
Document Number	0000005065
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 STONE ST ALBANY IL 612309611, ALBANY, IL 61230-9611

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2000 STONE ST, ALBANY, IL 61230-9611
Document Number	0000000292
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2000 STONE ST ALBANY IL 612309611, ALBANY, IL 61230-9611

Mortgage

Document Number	0000000292
Date	Jan 17, 2017
Instrument	292

Lender

Name	FIRST TR & SVGS BK/ALBANY
Type	Federal Savings Bank
Address	ALBANY, IL 61230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albany Village
County	Whiteside County
County Subdivision	Albany Township
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,713.00	$80,514 Land $6,574 Building $73,940
2024			$241,542 Land $19,722 Building $221,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	45 (1986–2023)
Claims Outside the SFHA	8 of 45
Most Recent Claim	May 2023 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Flooding, Apr 2001 · 9 claims Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 846 people · EPA ID IL1950050
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Sep 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000

May also be available: Nextlink.

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