2000 Steger Dr, Effingham, IL 62401 Property Records

Effingham County property record for 2000 Steger Dr, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details3,363 sqft · built 2018
Lot Size1.22 acres (53,143 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Mar 2016)
Tax Bill$2,903 (2022)
Deeds & MortgagesApr 2018 Construction Loan
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-12-151-031

Property Details

APN / Parcel Number

Primary APN12-12-151-031

Interior

Stories1 Story
Building Area3,363 sqft Base Area
Basement Area3,363 sqft

Exterior

Year BuiltBuilt 2018
Construction TypeFrame
Lot Area53,143 sqft (1.22 acres)

Location & Zoning

Street Address2000 STEGER DR
CityEFFINGHAM
StateIL
Zip62401-3183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 MINI HILLS SUBD 3195/175 3195/173 3031/218 2572/1
Legal SubdivisionMINI HILLS SUBDIVISION
Legal Lot Number31
JurisdictionEFFINGHAM IL
Township / Civil DivisionTEUTOPOLIS
Census Block Group2
Census Block2000
Census Tract950600

Owner

Source: Effingham County records · APN 12-12-151-031

Assessment roll updated January 1, 2022 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2000 STEGER DR, EFFINGHAM, IL 62401-3183
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2018Deed of Trust, Mortgage · Construction Mortgage
DIETERICH BANK NA
Apr 04, 2019Deed of Trust, Mortgage · ARM
DIETERICH BANK NA
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIETERICH BANK NA
Mar 24, 2016Trustee's Deed, Foreclosure · Conventional Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2016 · Amount on Record
Deed SaleMar 24, 2016 · Amount on Record
Prior SaleMar 24, 2016 · Amount on Record
Deed Document Number201601601315
Deed Book / Page3195 / 173
Record UpdatedJun 07, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2000 STEGER DR, EFFINGHAM, IL 62401-3183
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003375/074
DateApr 06, 2018
Book Page3375/074
Instrument201801801214
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueMar 27, 2019
Interest
Rate TypeFixed Rate
Rate2.74%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2000 STEGER DR, EFFINGHAM, IL 62401-3183
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003456/079
DateApr 04, 2019
Book Page3456/079
Instrument201901901110
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeARM
AmountAmount Recorded
Term179 Months
DueMar 15, 2034
Interest
Rate TypeAdjustable Rate
Rate5.3%
Type Change DateMar 01, 2024
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.3%
Index1-Year CMT
Max Rate10.3%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2000 STEGER DR, EFFINGHAM, IL 62401-3183
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003448/317
DateFeb 19, 2019
Book Page3448/317
Instrument201901900626
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeFixed Rate
Rate5.5%

March 2016: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionEFFINGHAM IL
Recording DateMar 24, 2016
Property Address2000 STEGER DR, EFFINGHAM, IL 62401-3183
Document Number003195/175
Book / Page3195 / 175
Map ReferencePL319-B MB2091 PG16
Instrument DateMar 23, 2016
Instrument201601601316
Transaction TypeForeclosure
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
Tax$97.50
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6706 GLASGOW ST, SUFFOLK, VA 23435-3077

Mortgage

Document Number201601601317
DateMar 24, 2016
Instrument201601601317
Lender
NameDIETERICH BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueApr 23, 2021

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified April 2024

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionTeutopolis Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$2,903.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$165,130 Land $29,570 Building $135,560$495,390 Land $88,710 Building $406,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wabash Telephone Cooperative
Fiber
1,000 / 1,000
LTD Broadband
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications.

Based on FCC filings for 7 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEFFINGHAM
serves 12,252 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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