2000 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2000 Saint Clair Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1900
Lot Size	0.159 acres (6,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-22-0115`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-22-0115`
Alternative APNs	`8073671` `543069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,944 sqft (0.159 acres)
Lot Dimensions	124 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	543069
Street Address	2000 SAINT CLAIR AVE
City	SAINT PAUL
State	MN
Zip	55105-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT L WARES ADDITION LOT 1 BLK 1
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	ROBERT L WARES ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	36300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ASCENSIA TITLE, ASCENSION TITLE
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 20, 2016	Deed of Trust, Mortgage · FHA Mortgage SUMMIT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	20262813128
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650

Mortgage

Document Number	0T02807547
Date	Dec 16, 2025
Instrument	T02807547

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 1, 2026
Property Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650
Document Number	0T02813128
Instrument Date	Mar 31, 2026
Instrument	20262813128
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	ASCENSIA TITLE, ASCENSION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650

Mortgage

Document Number	0002813128,
Date	Apr 1, 2026
Instrument	20262813128

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 7, 2022
Property Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650
Document Number	0T02742414
Instrument Date	Sep 13, 2022
Instrument	T02742414
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650

Mortgage

Document Number	0T02742415
Date	Oct 7, 2022
Instrument	T02742415

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2000 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1650
Document Number	0002578102
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 SAINT CLAIR AVE ST PAUL MN 551051650, ST PAUL, MN 55105-1650

Mortgage

Document Number	0002578102
Date	Jan 12, 2017
Instrument	2578102

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,900 (+0.1%) Land $129,300 Building $182,600	$311,900 (+0.1%) Land $129,300 Building $182,600
2025	$5,116.00 (+10.64%) Homeowner's exemption	$311,600 (+5.27%) Land $129,300 Building $182,300	$311,600 (+5.27%) Land $129,300 Building $182,300
2024	$4,624.00 (+2.94%)
2023	$4,492.00 Homeowner's exemption	$296,000 Land $129,300 Building $166,700	$296,000 Land $129,300 Building $166,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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