Shelby County property record for 2000 Ridgetop Ct, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,955 sqft · built 1978 |
| Lot Size | 0.202 acres (8,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2026) |
| Tax Bill | $2,476 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117250003016000 |
| Primary APN | 117250003016000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,955 sqft Heated Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 832 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,812 sqft (0.202 acres) |
| Lot Dimensions | 311 ft deep x 28.3 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2000 RIDGETOP CT |
|---|---|
| City | HOOVER |
| State | AL |
| Zip | 35244-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 25 19S 03W NBRHD: 13 RIVERCHASE WEST DIVIDING RIDGE R-2 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 25 |
| Legal Subdivision | RIVERCHASE WEST DIVIDING RIDGE 1ST ADD |
| Legal Lot Number | 55 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 30314 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage P N C BANK NA |
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 2026184090 |
| Prior Transfer Date | Jun 10, 2005 |
| Prior Transfer Doc | 0000350700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 11, 2026 |
| Property Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Document Number | 0000184090 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026184090 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Document Number | 0000184100, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 2026184100 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 14, 2022 |
| Property Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Document Number | 0000235900 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 20220614000235900 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 SHOREPOIRTN AVE #D101D101, 909, ALAMEDA, CA 94501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Document Number | 0000235910 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 20220614000235910 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000450600 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 20191205000450600 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 17, 2020 |
| Property Address | 2000 RIDGETOP CT, HOOVER, AL 35244-1719 |
| Document Number | 0000246760 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 246760 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 RIDGETOP CT HOOVER AL 352441719, HOOVER, AL 35244-1719 |
| Document Number | 246770 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 246770 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,476.00 (-0.68%) Homeowner's exemption | ||
| 2025 | $2,493.00 (+8.96%) | $37,500 (+7.51%) | $374,900 (+7.48%) Land $95,000 Building $279,900 |
| 2023 | $2,288.00 Homeowner's exemption | $34,880 | $348,800 Land $95,000 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | CENTRAL ALABAMA WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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