2000 Ridgemont St, Commerce Township, MI 48382 Property Records

Oakland County property record for 2000 Ridgemont St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,478 sqft · built 2005
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$2,859 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNE-17-10-351-049

Property Details

APN / Parcel Number

Primary APNE-17-10-351-049

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,478 sqft Living Area
1st Floor Area1,735 sqft
Basement Area1,735 sqft
Unfinished Basement1,735 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBungalow
Exterior MaterialWood
Lot Area12,197 sqft (0.28 acres)
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces
Deck Area290 sqft
Patio Area784 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2000 RIDGEMONT ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-3870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 10 PART OF SW 1/4 BEG AT PT DIST N 89-38-58 E 1320.52 FT & S 00-02-12 E 1187.29 FT FROM W 1/4 COR, TH S 42-56-00 E 128.67 FT, TH S 47-21-48 W 100.50 FT, TH N 42-56-00 W 119.32 FT, TH N 47-26-10 E 91.75 FT, TH N 00-02-12 W 12.85 FT TO BE
Legal Range08E
Legal Township02N
Legal Section10
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1004
Census Tract134300

Owner

2000 Ridgemont St is owned and occupied by two individuals who acquired it in March 2026.

Source: Oakland County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Mar 17, 2026Intrafamily Transfer, Transfer
Jun 12, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 26, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Feb 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 13, 2026
Transfer Doc20260031881
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 12, 2026
Property Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
Document Number20260063864
Book / Page61186 / 359
Instrument DateApr 28, 2026
Instrument202663864
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870

Mortgage

Document Number0000063864,
DateMay 12, 2026
Book Page61186/359
Instrument202663864
Lender
NameCOMERICA BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.46%
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 17, 2026
Property Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
Document Number20260031881
Book / Page61023 / 406
Instrument DateMar 13, 2026
Instrument20260031881
Transaction TypeTransfer
Record UpdatedApr 22, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 12, 2026
Property Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
Document Number0000083423
Book / Page61284 / 533
Instrument DateMar 13, 2026
Instrument202683423
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016011
DateJan 26, 2017
Book Page50324/00193
Instrument016011
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 4, 2021
Property Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870
Document Number0000031208
Book / Page55639 / 223
Instrument DateJan 26, 2021
Instrument31208
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3870

Tax Assessment & Valuation

The 2025 property tax bill for 2000 Ridgemont St was $2,859 with a homeowner's exemption, down 37.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,859.00 (-37.08%) Homeowner's exemption$334,590$669,180
2024$4,544.00
2023$258,120$516,240
2021$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2000 Ridgemont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2000 Ridgemont St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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