Kane County property record for 2000 Pepper Valley Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,441 sqft · built 1973 |
| Lot Size | 0.252 acres (10,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Dec 2015) |
| Tax Bill | $10,292 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-326-012 |
| Primary APN | 12-04-326-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Living Area |
| Gross Area | 3,505 sqft |
| Basement Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 10,956 sqft (0.252 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2000 PEPPER VALLEY DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEPPER VALLEY SUB. UNIT NO. 1 - LOT 12 BLK 7 |
| Legal Subdivision | PEPPER VALLEY SUB |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 852607 |
2000 Pepper Valley Dr is owned and occupied by two individuals who bought it in December 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC |
| Jun 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on File |
| Deed Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 201569059 |
| Prior Transfer Date | Mar 11, 2015 |
| Prior Transfer Doc | 0000015040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004976 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024K004976 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000008220 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022K008220 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059756 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017K059756 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059757 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017K059757 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | GENEVA, IL 60134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2000 PEPPER VALLEY DR, GENEVA, IL 60134-1852 |
| Document Number | 0000030447 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2000 PEPPER VALLEY DR GENEVA IL 601341852, GENEVA, IL 60134-1852 |
| Document Number | 0000030447 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 30447 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 2000 Pepper Valley Dr was $10,292 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,292.00 Homeowner's exemption | $150,508 (+8.5%) Land $41,051 Building $109,457 | $451,705 (+8.5%) Land $123,202 Building $328,502 |
| 2024 | $138,717 Land $37,835 Building $100,882 | $416,318 Land $113,550 Building $302,767 | |
| 2022 | $9,282.00 (+3.03%) Homeowner's exemption | $117,177 (+3.86%) Land $31,960 Building $85,217 | $351,531 (+3.86%) Land $95,880 Building $255,651 |
| 2021 | $9,009.00 Homeowner's exemption | $112,822 Land $30,772 Building $82,050 | $338,466 Land $92,316 Building $246,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2000 Pepper Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2000 Pepper Valley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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