Highlands County property record for 2000 Overlook Bay Dr, Sebring, FL 33875
| Property Type | Private Preserve, Open Space Vacant Land |
|---|---|
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | Company Name on Record |
| Last Sale | $92,000 (Jun 2025) |
| Tax Bill | $1,468 (2024) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S-17-35-29-080-0000-0850 |
| Primary APN | S-17-35-29-080-0000-0850 |
|---|
| Lot Area | 141,570 sqft (3.25 acres) |
|---|
| Street Address | 2000 OVERLOOK BAY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6258 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Private Preserve, Open Space |
| Local Zoning Code | R1AA |
| Legal Description | HIGHLAND LAKES RESERVE PB 16 PG 96 LOT 85 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 17 |
| Legal Subdivision | HIGHLAND LAKES RESERVE |
| Legal Lot Number | 85 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3874 W GARDENIA AVE, WESTON, FL 33332-2474 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 10, 2024 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK |
| Mar 2, 2022 | Warranty Deed, Transfer · Commercial Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 2263592 |
| Deed Book / Page | 3124 / 286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 2000 OVERLOOK BAY DR, SEBRING, FL 33875-6258 |
| Document Number | 0002197928 |
| Book / Page | 3036 / 773 |
| Map Reference | MB 16 PG 96 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2197928 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1840 SW ALEDO LN APT 4111, 4111, PORT ST LUCIE, FL 34953-4146 |
| Name | Verified Name |
|---|---|
| Address | 6921 INTERBAY BLVD UNIT 4, 4, TAMPA, FL 33616-2678 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2000 OVERLOOK BAY DR, SEBRING, FL 33875-6258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1840 SW ALEDO LN 4111, 4111, PORT ST LUCIE, FL 34953-4146 |
| Document Number | 0002161074 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 2988/201 |
| Instrument | 2161074 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 18, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 2000 OVERLOOK BAY DR, SEBRING, FL 33875-6258 |
| Document Number | 0002080739 |
| Book / Page | 2887 / 1797 |
| Map Reference | MB 16 PG 96 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2080739 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8661 S LEXINGTON DR, MIRAMAR, FL 33025-2538 |
| Name | Verified Name |
|---|---|
| Address | 1840 SW ALEDO LN APT 4111, 4111, PORT SAINT LUCIE, FL 34953-4146 |
| Document Number | 0028871799 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2887/1799 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,625 (+1%) Land $131,625 | $131,625 (+1%) Land $131,625 | |
| 2024 | $1,468.00 (+11.04%) | ||
| 2023 | $1,322.00 (+53.9%) | $65,812 (+17.39%) Land $65,812 | $65,812 (+17.39%) Land $65,812 |
| 2022 | $859.00 | $56,062 Land $56,062 | $56,062 Land $56,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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