2000 N Elsea Smith Rd, Independence, MO 64056 Property Records

Jackson County property record for 2000 N Elsea Smith Rd, Independence, MO 64056

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 1,800 sqft · built 2023
Owner	2 Individual Names on Record
Last Sale	$402,059 (May 2025)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-300-02-21`

Property Details

APN / Parcel Number

Primary APN	`18-300-02-21`
Alternative APNs	`18-300-02-21-00-0-00-000` `2124410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Gross Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2124410
Street Address	2000 N ELSEA SMITH RD
City	INDEPENDENCE
State	MO
Zip	64056-4126
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	BEN H MORROW-REPLAT, A REPLAT OF LOTS 1 & 2 OF SUBDIVISION OF BEN H MORROW --- LOT 2A
Legal Subdivision	BEN H MORROW ESTATE
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	JACKSON MO
Township / Civil Division	FORT OSAGE
Census Block Group	1
Census Block	1012
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
May 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Deed Document Number	202530512
Prior Transfer Date	Apr 24, 2025
Prior Transfer Doc	00E0030512
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126

Mortgage

Document Number	00E0076900
Date	Oct 23, 2023
Instrument	2023E0076900

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126

Mortgage

Document Number	00E0070924
Date	Sep 23, 2025
Instrument	2025E0070924

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126

Mortgage

Document Number	00E0049140
Date	Jul 15, 2025
Instrument	2025E0049140

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	May 5, 2025
Property Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126
Document Number	00E0030512
Instrument Date	Apr 29, 2025
Instrument	2025E0030512
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2000 N ELSEA SMITH RD, INDEPENDENCE, MO 64056-4126

Mortgage

Document Number	00E0030513
Date	May 5, 2025
Instrument	2025E0030513

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,630 (-) Land $8,010 Building $43,620	$273,527 (-)
2025	$4,212.00 (+50.05%)	$51,630 (+190.82%) Land $8,010 Building $43,620	$273,527 (+84.89%)
2024	$2,807.00 (+100.07%)
2023	$1,403.00	$17,753 Land $17,753	$147,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

May also be available: AT&T, Wisper ISP.

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