2000 Derfla Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2000 Derfla Dr, Saint Joseph, MI 49085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,234 sqft · built 1972
Lot Size	0.659 acres (28,706 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Nov 2020)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-7210-0049-02-5`

Property Details

APN / Parcel Number

Primary APN	`17-7210-0049-02-5`
Alternative APN	`11-17-7210-0049-02-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,234 sqft Living Area
1st Floor Area	3,234 sqft
Basement Area	2,756 sqft
Unfinished Basement	2,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	28,706 sqft (0.659 acres)
Lot Dimensions	139 ft deep x 206 ft wide
Garage Area	2,396 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2000 DERFLA DR
City	SAINT JOSEPH
State	MI
Zip	49085-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 49 & 50 SHADY SHORES NO 1
Legal Subdivision	SHADY SHORES #1
Legal Lot Number	49-50
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

Source: Berrien County records · APN 17-7210-0049-02-5

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2022	Intrafamily Transfer, Transfer
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Jun 15, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Sep 25, 2009
Deed Book / Page	3301 / 2294
Last Transfer Date	Dec 06, 2022
Transfer Doc	003394/412
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 06, 2022
Property Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638
Document Number	003394/412
Book / Page	3394 / 412
Map Reference	LB 16 PG 26
Instrument Date	Nov 15, 2022
Instrument	2022368739
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 23, 2020
Property Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638
Document Number	03301/2294
Book / Page	3301 / 2294
Map Reference	LB 16 PG 36
Instrument Date	Nov 09, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638

Mortgage

Document Number	0033012062
Date	Nov 23, 2020
Instrument	3301/2062

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jun 15, 2017
Property Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638
Document Number	03174/2947
Book / Page	3174 / 2947
Map Reference	LB16 PG36
Instrument Date	Jun 06, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2000 DERFLA DR, SAINT JOSEPH, MI 49085-9638

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,000 (+18.39%)	$748,000 (+18.39%)
2025	$6,048.00 (+2.34%) Homeowner's exemption	$315,900 (+28.36%)	$631,800 (+28.36%)
2024	$5,910.00 (+10.24%)
2023		$246,100	$492,200
2022	$5,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210018003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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