McLennan County property record for 2000 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1939 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,500 (Mar 2020) |
| Tax Bill | $2,158 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042400-065400-4 |
| Primary APN | 48-042400-065400-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Flooring | Carpet |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 208 sqft |
| Patio Area | 60 sqft |
| Storage Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2000 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | UNIVERSITY HTS LOT 1 BLOCK 57 ACRES .1894 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Block | 57 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 1100 |
Source: McLennan County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1024 FERGUSON MILL RD, SALADO, TX 76571-6507 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Jan 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Mar 3, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Feb 2, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | Feb 2, 2015 · Amount on Record |
| Deed Document Number | 20207396 |
| Prior Transfer Date | Feb 2, 2020 |
| Prior Transfer Doc | 0000007396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 27, 2026 |
| Property Address | 2000 CUMBERLAND AVE, WACO, TX 76707-1409 |
| Document Number | 0000027712 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202627712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1024 FERGUSON MILL RD, SALADO, TX 76571-6507 |
| Document Number | 0000027712, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202627712 |
| Name | CENTRAL NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2000 CUMBERLAND AVE, WACO, TX 76707-1409 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044837 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021044837 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2000 CUMBERLAND AVE, WACO, TX 76707-1409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002313 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018002313 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 3, 2020 |
| Property Address | 2000 CUMBERLAND AVE, WACO, TX 76707-1409 |
| Document Number | 0000007396 |
| Instrument Date | Feb 2, 2020 |
| Instrument | 7396 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 421 ROSE WAY SALADO TX 765716457, SALADO, TX 76571-6457 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2000 CUMBERLAND AVE, WACO, TX 76707-1409 |
| Document Number | 0000007397 |
| Instrument Date | Feb 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2000 CUMBERLAND AVE WACO TX 767071409, WACO, TX 76707-1409 |
| Document Number | 0000007397 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 7397 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 2, 2025 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,292 (-5.31%) Land $18,068 Building $74,224 | $92,292 (-5.31%) Land $18,068 Building $74,224 | |
| 2025 | $2,158.00 (+19.62%) | $97,470 (+21.84%) Land $16,420 Building $81,050 | $97,470 (+21.84%) Land $16,420 Building $81,050 |
| 2024 | $1,804.00 (+0.61%) | ||
| 2023 | $80,000 Land $14,270 Building $65,730 | $80,000 Land $14,270 Building $65,730 | |
| 2022 | $1,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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