2000 Banks Dr, Elgin, IL 60123 Property Records

Kane County property record for 2000 Banks Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,891 sqft · built 1985
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Aug 2026)
Tax Bill	$8,498 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-037`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	2,599 sqft
Basement Area	708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	125 ft deep x 92 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2000 BANKS DR
City	ELGIN
State	IL
Zip	60123-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS CENTURY OAKS WEST LOT 35
Legal Subdivision	WINDSORS CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851910

Owner

2000 Banks Dr is owned and occupied by an individual who bought it in August 2026.

Source: Kane County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	729 LACY AVE, STREAMWOOD, IL 60107-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Jul 8, 2021	Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	202635312
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0000010766
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2026
Property Address	2000 BANKS DR, ELGIN, IL 60123-1269
Document Number	0000035312
Instrument Date	Jul 31, 2026
Instrument	202635312
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,812.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 LACY AVE, STREAMWOOD, IL 60107-3112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035313,
Date	Aug 17, 2026
Instrument	202635313

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 8, 2021
Property Address	2000 BANKS DR, ELGIN, IL 60123-1269
Document Number	0000052490
Instrument Date	Jun 25, 2021
Instrument	2021K052490
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2000 BANKS DR, ELGIN, IL 60123-1269

Mortgage

Document Number	0000052491
Date	Jul 8, 2021
Instrument	2021K052491

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2000 Banks Dr was $8,498 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,498.00 Homeowner's exemption	$119,398 (+8.57%) Land $28,124 Building $91,274	$358,337 (+8.57%) Land $84,406 Building $273,932
2024		$109,973 Land $25,904 Building $84,069	$330,051 Land $77,743 Building $252,308
2022	$7,335.00 (-2.92%) Homeowner's exemption	$90,592 (+6.96%) Land $21,339 Building $69,253	$271,776 (+6.96%) Land $64,017 Building $207,759
2021	$7,556.00	$84,697 Land $19,950 Building $64,747	$254,091 Land $59,850 Building $194,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2000 Banks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2000 Banks Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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