2000 98 Palms Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 2000 98 Palms Blvd, Destin, FL 32541

Property Summary

Property TypeBank, Financial Building
Details21,705 sqft · built 2002
Lot Size2.35 acres (102,399 sqft)
Owner2 Company Names on File
Last Sale$5,300,000 (Aug 2021)
Tax Bill$48,834 (2025)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-3231-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-3231-0
Alternative APNs
  • 00-2S-22-0000-0013-0200
  • 22S200000000130200

Interior

Plumbing Fixtures36 Plumbing Fixtures
Total Rooms29 Rooms
Stories3 Stories
Building Area21,705 sqft Gross Area
1st Floor Area9,895 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood Frame (Stucco or Asbestos)
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area102,399 sqft (2.35 acres)
Lot Dimensions363 ft deep x 288 ft wide
Garage TypeCarport
Garage Area1,152 sqft
CarportCarport
Carport Area1,152 sqft
PorchFinished/Open Porch
Porch Area515 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address2000 98 PALMS BLVD
CityDESTIN
StateFL
Zip32541-2724
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionBEG INT OF PROPOSED S R/W PALMS BLVD. AND E R/W MAIN ST S76 DEG E346.71 FT S13 DEG W 279.83 FT N76 DEG W276.1FT TO E R/W MAIN ST N ALG R/W 288.53 FT TO POB (PARCEL 1) AND 53FT STRIP E AND ADJ TO THEREOF (BK2242-PG932) PARCEL 2
Legal Block13
Legal Lot Number200
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2024
Census Tract23305

Owner

2000 98 Palms Blvd, a commercial property, is owned by a company that bought it in August 2021.

Source: Okaloosa County records, as of October 21, 2026

Owner of Record2 Company Names on File
Mailing Address6480 HIGHWAY 98 W, HATTIESBURG, MS 39402
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on File
Deed SaleAug 20, 2021 · Amount on File
Prior SaleAug 23, 2002 · Amount on File
Deed Document Number20213482236
Deed Book / Page3568 / 3112
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 20, 2021
Property Address2000 98 PALMS BLVD, DESTIN, FL 32541-2713
Document Number0035683112
Book / Page3568 / 3112
Instrument DateAug 19, 2021
Instrument3482236
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyBLUE TITLE LLC

Transaction

AmountAmount on Record
Tax$37,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address522 WALTON WAY, 522, DESTIN, FL 32550-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 U S HIGHWAY 98, HATTIESBURG, MS 39402-8417

Tax Assessment & Valuation

The 2025 property tax bill for 2000 98 Palms Blvd was $48,834.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,834.00$4,137,539 Land $908,801 Building $3,228,738$4,137,539 Land $908,801 Building $3,228,738
2023$40,592.00 (+2.29%)$3,397,932 (+3.19%) Land $856,713 Building $2,541,219$3,397,932 (+3.19%) Land $856,713 Building $2,541,219
2022$39,682.00$3,292,921 Land $815,918 Building $2,477,003$3,292,921 Land $815,918 Building $2,477,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2000 98 Palms Blvd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2000 98 Palms Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on 98 Palms Blvd

Nearby Streets

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