2000 46th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 2000 46th Ter SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$238,100 (Sep 2017)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`321400 20 164B22`

Property Details

APN / Parcel Number

Primary APN	`321400 20 164B22`
Alternative APNs	`3574416000606890020164` `35744160006`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Deck Area	165 sqft

Location & Zoning

Street Address	2000 46TH TER SW
City	NAPLES
State	FL
Zip	34116-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 20 LOT 16
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	20
Legal Lot Number	16
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3007
Census Tract	10421

Owner

2000 46th Ter SW is owned and occupied by two individuals who bought it in September 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2000 46TH TER SW, NAPLES, FL 34116-5844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE
Jun 29, 2017	Quit Claim Deed, Transfer EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	20175453208
Deed Book / Page	5435 / 2666
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2000 46TH TER SW, NAPLES, FL 34116-5844
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 46TH TER SW, NAPLES, FL 34116-5844

Mortgage

Document Number	0062361806
Date	Apr 14, 2023
Book Page	6236/1806
Instrument	6389527

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2000 46TH TER SW, NAPLES, FL 34116-5844
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 46TH TER SW, NAPLES, FL 34116-5844

Mortgage

Document Number	0059181398
Date	Mar 31, 2021
Book Page	5918/1398
Instrument	6028741

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 29, 2017
Property Address	2000 46TH TER SW, NAPLES, FL 34116-5844
Document Number	0054352666
Book / Page	005435 / 002666
Instrument Date	Sep 1, 2017
Instrument	5453208
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FLORIDA UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2000 46TH TER SW NAPLES FL 341165844, NAPLES, FL 34116-5844

Mortgage

Document Number	54352668
Date	Sep 29, 2017
Book Page	005435/002668
Instrument	5453209

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 29, 2017
Property Address	2000 46TH TER SW, NAPLES, FL 34116-5844
Document Number	0054101680
Book / Page	005410 / 001680
Instrument Date	May 18, 2017
Instrument	5423858
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Tax	$904.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 CARLSON PKWY #200 MINNETONKA MN 553055207, 200, MINNETONKA, MN 55305-5207

Tax Assessment & Valuation

The 2025 property tax bill for 2000 46th Ter SW was $2,562 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,326 (+2.7%)	$386,927 (-23.6%) Land $220,399 Building $166,528
2025	$2,562.00 Homeowner's exemption	$244,719	$506,435 Land $214,396 Building $292,039
2023	$2,364.00 (-1.13%) Homeowner's exemption	$230,895 (+3%)	$529,311 (+17.2%) Land $346,332 Building $182,979
2022	$2,391.00 Homeowner's exemption	$224,170	$451,616 Land $264,078 Building $187,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2000 46th Ter SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2000 46th Ter SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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