Cleveland County property record for 200 Webb Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,492 sqft · built 2007 |
| Lot Size | 0.736 acres (32,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Oct 2007) |
| Tax Bill | $1,444 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58861 |
| Primary APN | 58861 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,492 sqft Finished Area |
| Upper Floors Area | 746 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,060 sqft (0.736 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1295059 |
|---|---|
| Street Address | 200 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #3 PB28-124 RD 1152 |
| Legal Subdivision | HUMPHRIES DEVELOPMENT GROUP LLC |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 951400 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 9, 2019 | Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2007 · Amount on Record |
| Deed Sale | Oct 18, 2007 · Amount on Record |
| Prior Sale | Nov 15, 2006 · Amount on Record |
| Deed Document Number | 200799169 |
| Deed Book / Page | 1535 / 282 |
| Last Transfer Date | Mar 19, 2010 |
| Transfer Doc | 0015940772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0018972578 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 1897/2578 |
| Instrument | 200087002 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0018970355 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 1897/355 |
| Instrument | 200086638 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0018632752 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 1863/2752 |
| Instrument | 200067768 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 200 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0018061804 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1281 SHELBY NC 281511281, SHELBY, NC 28151-1281 |
| Document Number | 0018061804 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 001806/001804 |
| Instrument | 35493 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate | 3.87% |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,480 (-) Land $22,609 Building $204,871 | $227,480 (-) Land $22,609 Building $204,871 | |
| 2025 | $1,444.00 | $227,480 (+34.42%) Land $22,609 Building $204,871 | $227,480 (+34.42%) Land $22,609 Building $204,871 |
| 2023 | $169,232 Land $18,841 Building $150,391 | $169,232 Land $18,841 Building $150,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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