Osceola County property record for 200 Virginia Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,338 sqft · built 1958 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Dec 2025) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 80251 |
| Primary APN | 80251 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,338 sqft Heated Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 1,338 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Finished |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 236 sqft |
| Patio Area | 96 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80251 |
|---|---|
| Street Address | 200 VIRGINIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 63 BLK 428 N 79 FT LOT 1 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 428 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Warranty Deed, Transfer RED DOOR TITLE |
| Nov 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Dec 19, 2019 | Warranty Deed, Transfer · Conventional with PMI TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2020 · Amount on Record |
| Deed Document Number | 2025153128 |
| Deed Book / Page | 6894 / 66 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Document Number | 0068940066 |
| Book / Page | 6894 / 66 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025153128 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1199 GREAT OAK RD, FOREST, VA 24551-2369 |
| Name | Verified Name |
|---|---|
| Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 30, 2020 |
| Property Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Document Number | 0058410693 |
| Book / Page | 5841 / 693 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020162154 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 HUNTINGTON DR, 229, DELAND, FL 32724-8318 |
| Name | Verified Name |
|---|---|
| Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Document Number | 0005841696 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 5841/696 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 19, 2019 |
| Property Address | 200 VIRGINIA AVE, SAINT CLOUD, FL 34769-2436 |
| Document Number | 0056431453 |
| Book / Page | 005643 / 001453 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 164518 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | LAUREATE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 VIRGINIA AVE ST CLOUD FL 347692436, ST CLOUD, FL 34769-2436 |
| Document Number | 56431455 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 005643/001455 |
| Instrument | 164519 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 (+6.38%) Homeowner's exemption | $225,356 (+5.99%) | $309,500 (+13.2%) Land $60,000 Building $249,500 |
| 2023 | $3,070.00 (+3.68%) Homeowner's exemption | $212,627 (+3%) | $273,400 (+13.12%) Land $55,000 Building $218,400 |
| 2022 | $2,961.00 Homeowner's exemption | $206,434 | $241,700 Land $50,000 Building $191,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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