Gaston County property record for 200 Valley St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2020 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jul 2021) |
| Tax Bill | $2,962 (2026) |
| Deeds & Mortgages | Oct 2020 Construction Loan Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08004 13000 |
| Primary APN | 08004 13000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,232 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 200 VALLEY ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | STANLEY MILLS INC L 54 08 004 130 00 000 |
| Legal Subdivision | STANLEY MILLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30205 |
200 Valley St is owned and occupied by an individual who bought it in July 2021.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK |
| Jul 29, 2021 | Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 12, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Jun 12, 2020 · Amount on File |
| Deed Book / Page | 5251 / 116 |
| Prior Transfer Date | Jan 16, 2020 |
| Prior Transfer Doc | 0050942494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2684 ALLISON CT, DENVER, NC 28037-8932 |
| Document Number | 0051621201 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5162/1201 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | DENVER, NC 28037 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Document Number | 0052510116 |
| Book / Page | 5251 / 116 |
| Map Reference | MB 9 PG 17 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2684 ALLISON CT, 2684, DENVER, NC 28037-8932 |
| Name | Verified Name |
|---|---|
| Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Document Number | 0005251119 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 5251/119 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 12, 2020 |
| Property Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Document Number | 0051292148 |
| Book / Page | 005129 / 002148 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2684 ALLISON CT DENVER NC 280378932, DENVER, NC 28037-8932 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 16, 2020 |
| Property Address | 200 VALLEY ST, STANLEY, NC 28164-1550 |
| Document Number | 0050942494 |
| Book / Page | 005094 / 002494 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $16.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 WOODLAWN AVE MOUNT HOLLY NC 281201705, MOUNT HOLLY, NC 28120-1705 |
The 2026 property tax bill for 200 Valley St was $2,962.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,962.00 | $272,080 (-) Land $18,500 Building $253,580 | |
| 2025 | $2,962.00 | $272,080 Land $18,500 Building $253,580 | |
| 2023 | $2,992.00 | $272,080 Land $18,500 Building $253,580 | |
| 2021 | $152,280 Land $14,000 Building $138,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Valley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 200 Valley St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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