200 Upper Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 200 Upper Grouse Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeResidential Vacant Land
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (Nov 2025)
Tax Bill$60 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-46-3829-000

Property Details

APN / Parcel Number

Primary APN1950-46-3829-000
Alternative APNs
  • 1847169
  • 1868411

Interior

Plumbing Fixtures11 Plumbing Fixtures

Exterior

Architectural StyleMulti-Family
Lot Area16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Account Number1868411
Street Address200 UPPER GROUSE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8229
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBMR2
Legal DescriptionGROUSE RIDGE 029
Legal SubdivisionGROUSE RIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1026
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address348 RIVER ROAD 1, BANNER ELK, NC 28604-8673
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on Record
Deed SaleNov 5, 2025 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Document Number2025755081
Deed Book / Page2459 / 139
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 5, 2025
Property Address200 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8229
Document Number0024590139
Book / Page2459 / 139
Map ReferenceMB 5 PG 164
Instrument DateOct 30, 2025
Instrument755081
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address909 SE 10TH ST, FORT LAUDERDALE, FL 33316-1381

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 RIVER RD, BANNER ELK, NC 28604

Mortgage

Document Number0000755082
DateNov 5, 2025
Instrument755082
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 24, 2021
Property Address200 UPPER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8229
Document Number0022380574
Book / Page2238 / 574
Map ReferenceMB 5 PG 164
Instrument DateNov 11, 2021
Instrument714250
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2105 MAPLE AVE, BURLINGTON, NC 27215-6853

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 SE 10TH ST, FORT LAUDERDALE, FL 33316-1381

Mortgage

Document Number0000714251
DateNov 24, 2021
Instrument714251
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,100 (-) Land $19,100
2025$60.00$19,100 (-) Land $19,100
2024$19,100 (-) Land $19,100$19,100 Land $19,100
2023$19,100 Land $19,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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