Monroe County property record for 200 Thunder Rd, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 9.5 ba · 11,630 sqft · built 2005 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Jan 2021) |
| Tax Bill | $5,324 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062038 07411 |
| Primary APN | 062038 07411 |
|---|---|
| Alternative APN |
|
| Full Baths | 9.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 11,630 sqft Living Area |
| 1st Floor Area | 10,430 sqft |
| Upper Floors Area | 2,000 sqft |
| Basement Area | 2,565 sqft |
| Finished Basement | 2,565 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Garage Area | 1,184 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,537 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 THUNDER RD |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-2868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: P01 |
| Legal Subdivision | THUNDER POINTE |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 925001 |
Source: Monroe County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 19, 2021 | Warranty Deed, Transfer RAPHAEL R F JR SARACENI |
| Feb 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RAPHAEL F JR SARACENI |
| Nov 8, 2017 | Warranty Deed, Transfer RAPHAEL F JR SARACENI |
| Nov 8, 2017 | Warranty Deed, Transfer ADMIRAL TITLE LLC |
| May 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 2021724 |
| Deed Book / Page | 419 / 475 |
| Prior Transfer Date | Oct 31, 2017 |
| Prior Transfer Doc | 0WD391/664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 000E44/533 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | E-44/533 |
| Instrument | 25008384 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | C039/720 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | C-039/720 |
| Instrument | 21008567 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Jan 19, 2021 |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000000724 |
| Book / Page | 000419 / 000475 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 724 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 THUNDER RD VONORE TN 378852868, VONORE, TN 37885-2868 |
| Document Number | 725 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 000037/000793 |
| Instrument | 725 |
| Name | RAPHAEL R F JR SARACENI |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 18, 2024 |
| Rate | 3.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Feb 28, 2020 |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000001256 |
| Book / Page | 000410 / 000578 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 1256 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4805 RIVER PLACE DR KNOXVILLE TN 379145160, KNOXVILLE, TN 37914-5160 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000000424 |
| Book / Page | 000034 / 000712 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 THUNDER RD VONORE TN 378852868, VONORE, TN 37885-2868 |
| Document Number | 0000000424 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 000034/000712 |
| Instrument | 424 |
| Name | RAPHAEL F JR SARACENI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Nov 8, 2017 |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000006313 |
| Book / Page | 000391 / 000670 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 6313 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ADMIRAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5731 LYONS VIEW PIKE #140 KNOXVILLE TN 379196434, 140, KNOXVILLE, TN 37919-6434 |
| Document Number | 423 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 000034/000702 |
| Instrument | 423 |
| Name | RAPHAEL F JR SARACENI |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Nov 8, 2017 |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000006312 |
| Book / Page | 000391 / 000667 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 6312 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | ADMIRAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,776.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6817 LINDAL RD KNOXVILLE TN 379313636, KNOXVILLE, TN 37931-3636 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | May 5, 2017 |
| Property Address | 200 THUNDER RD, VONORE, TN 37885-2868 |
| Document Number | 0000002536 |
| Book / Page | 000387 / 000667 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 2536 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5560 HANCOCK RD SOUTHWEST RANCHES FL 333303002, SOUTHWEST RANCHES, FL 33330-3002 |
Source: Monroe County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,324.00 (+0.91%) | $349,600 (-1.65%) Land $58,150 Building $291,450 | |
| 2023 | $355,450 Land $58,150 Building $297,300 | $1,398,400 Land $232,600 Building $1,165,800 | |
| 2022 | $5,276.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO AREA SERVICES SYSTEM serves 14,836 people · EPA ID TN0000726 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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