200 Swanson Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 200 Swanson Rd, Saginaw, MI 48609

Property Summary

Property Type	Duplex
Details	2 ba · 1,864 sqft · built 1968
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on File
Last Sale	$177,000 (Apr 2024)
Tax Bill	$6,073 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`28-12-3-25-4054-800`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-25-4054-800`
Alternative APN	`28123254054B00`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,864 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	200 SWANSON RD
City	SAGINAW
State	MI
Zip	48609-6925
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	S 100 FT OF N 560 FT OF E 183 FT OF E 1/2 OF W 1/2 OF SE 1/4 -- 0.42 ACRES SEC 25 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	25
Legal Subdivision	EDWARD MEYER & SON PLAT ADD 2
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2000
Census Tract	12001

Owner

200 Swanson Rd, a duplex, is owned by a company that acquired it in May 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	2222 W GRAND RIVER AVE, A, OKEMOS, MI 48864-1604
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage J VIRGIL INC
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Jan 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 10, 2019	Quit Claim Deed, Mortgage · Line of Credit TCF NAT'L BK
Nov 6, 2019	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	202411069
Last Transfer Date	May 23, 2025
Transfer Doc	0000013289
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	200 SWANSON RD, SAGINAW, MI 48609-6925
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHERYL DR, KEENE, TX 76059-1989

Mortgage

Document Number	0000011070
Date	Apr 26, 2024
Instrument	2024011070

Lender

Name	J VIRGIL INC
Type	Mortgage Company
Address	2000 PGA BLVD STE 3220, PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	200 SWANSON RD, SAGINAW, MI 48609-6925
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 BARON DR, BRIDGEPORT, MI 48722-9402

Mortgage

Document Number	0000005374
Date	Mar 25, 2024
Instrument	2024005374

Lender

Name	MERCANTILE BANK
Type	Bank
Address	310 LEONARD ST NW, GRAND RAPIDS, MI 49504

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 21, 2020
Property Address	200 SWANSON RD, SAGINAW, MI 48609-6925
Document Number	0000001428
Instrument Date	Dec 30, 2019
Instrument	1428
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 BARON DR BRIDGEPORT MI 487229402, BRIDGEPORT, MI 48722-9402

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 10, 2019
Property Address	200 SWANSON RD, SAGINAW, MI 48609-6925
Document Number	0000029856
Instrument Date	Nov 18, 2019
Instrument	29856
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 BARON DR BRIDGEPORT MI 487229402, BRIDGEPORT, MI 48722-9402

Mortgage

Document Number	29857
Date	Dec 10, 2019
Instrument	29857

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 6, 2019
Property Address	200 SWANSON RD, SAGINAW, MI 48609-6925
Document Number	0000027421
Instrument Date	Oct 29, 2019
Instrument	27421
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 BARON DR BRIDGEPORT MI 487229402, BRIDGEPORT, MI 48722-9402

Tax Assessment & Valuation

The 2025 property tax bill for 200 Swanson Rd was $6,073.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,100	$222,200
2025	$6,073.00
2023		$67,200	$134,400
2022	$3,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Swanson Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	27 (1986–2020)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 18 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Swanson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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