Frederick County property record for 200 Sunset Cir, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,693 sqft · built 1986 |
| Lot Size | 0.44 acres (18,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Mar 2019) |
| Tax Bill | $2,673 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A011-11-86 |
| Primary APN | 18A011-11-86 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,693 sqft Living Area |
| Gross Area | 5,402 sqft |
| 1st Floor Area | 1,489 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,965 sqft (0.44 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 292 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001470 |
|---|---|
| Street Address | 200 SUNSET CIR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L86 P11 S1 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 11 |
| Legal Lot Number | 86 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 50300 |
200 Sunset Cir is owned and occupied by an individual who bought it in March 2019.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Mar 8, 2019 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES INC |
| Aug 28, 2017 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Deed Document Number | 20192028 |
| Prior Transfer Date | Aug 23, 2017 |
| Prior Transfer Doc | 0000008815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003667 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 230003667 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 0000005331 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 200 SUNSET CIR CROSS JUNCTION VA 226252459, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 0000005331 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 5331 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 8, 2019 |
| Property Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 0000002028 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 190002028 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 0000002029 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 190002029 |
| Name | RESIDENTIAL MORTGAGE SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 28, 2017 |
| Property Address | 200 SUNSET CIR, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 0000008815 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 8815 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC, NAVY FED'L TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 SUNSET CIR CROSS JUNCTION VA 226252459, CROSS JUNCTION, VA 22625-2459 |
| Document Number | 8816 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 8816 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2026 property tax bill for 200 Sunset Cir was $2,673, up 10.5% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,673.00 (+10.45%) | $504,252 Land $58,000 Building $446,252 | $504,252 Land $58,000 Building $446,252 |
| 2025 | $2,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Sunset Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Sunset Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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