200 Sumatra Dr, Sacramento, CA 95838 Property Records

Sacramento County property record for 200 Sumatra Dr, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1993
Lot Size	0.141 acres (6,120 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2008)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`226-0400-086-0000`

Property Details

APN / Parcel Number

Primary APN	`226-0400-086-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.141 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	200 SUMATRA DR
City	SACRAMENTO
State	CA
Zip	95838-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	KELTON SUBDIVISION, LOT 74
Legal Subdivision	KELTON SUBDIVISION
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3007
Census Tract	7204

Owner

200 Sumatra Dr is owned and occupied by an individual who bought it in October 2008.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	200 SUMATRA DR, SACRAMENTO, CA 95838-4827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2008 · Amount on File
Deed Sale	Oct 21, 2008 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Book / Page	20081021 / 895
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0000001070
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 SUMATRA DR, SACRAMENTO, CA 95838-4827
Document Number	2101201732
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	200 SUMATRA DR SACRAMENTO CA 958384827, SACRAMENTO, CA 95838-4827

Mortgage

Document Number	2101201732
Date	Jan 20, 2021
Instrument	2101201732

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 SUMATRA DR, SACRAMENTO, CA 95838-4827
Document Number	1801030987
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	200 SUMATRA DR SACRAMENTO CA 958384827, SACRAMENTO, CA 95838-4827

Mortgage

Document Number	1801030987
Date	Jan 3, 2018
Instrument	1801030987

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 200 Sumatra Dr was $3,005 with a homeowner's exemption, up 3.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,280 (+2%) Land $85,369 Building $137,911
2025	$3,005.00 (+3.91%) Homeowner's exemption	$218,903 Land $83,696 Building $135,207
2024	$2,892.00 (-3.02%)
2023	$2,982.00 (+5.71%) Homeowner's exemption	$210,404 Land $80,447 Building $129,957
2022	$2,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 Sumatra Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Sumatra Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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