Loudoun County property record for 200 Spruce Ct, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,867 sqft · built 1976 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,118 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-26-8685-000 |
| Primary APN | 032-26-8685-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 539 sqft |
| Finished Basement | 539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 200 SPRUCE CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-5310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | FOXLEE SUB DIV SEC.1 LOT 25 1502--1053 |
| Legal Subdivision | FOXLEE SUB DIV |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 611601 |
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 SPRUCE CT, STERLING, VA 20164-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 29, 2026 |
| Property Address | 200 SPRUCE CT, STERLING, VA 20164-5310 |
| Document Number | 0000033250 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202633250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 200 SPRUCE CT, STERLING, VA 20164-5310 |
| Document Number | 0000033250, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202633250 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 200 SPRUCE CT, STERLING, VA 20164-5310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051052 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 202209070051052 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 200 SPRUCE CT, STERLING, VA 20164-5310 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029825 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 202103120029825 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,118.00 (+3.67%) | $635,810 (+3.67%) Land $236,800 Building $399,010 | $635,810 (+3.67%) Land $236,800 Building $399,010 |
| 2025 | $4,937.00 (+3.31%) | $613,330 (+12.29%) Land $236,800 Building $376,530 | $613,330 (+12.29%) Land $236,800 Building $376,530 |
| 2023 | $4,779.00 | $546,180 Land $226,800 Building $319,380 | $546,180 Land $226,800 Building $319,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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