Marion County property record for 200 Spence St, Fairmont, WV 26554
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,008 sqft · built 1910 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2025) |
| Tax Bill | $541 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-33-0019.0000 |
| Primary APN | 03-33-0019.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 SPENCE ST |
|---|---|
| City | FAIRMONT |
| State | WV |
| Zip | 26554-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 126 & LT 127 SPENCE ST |
| Legal Subdivision | FOX ALLEY |
| Legal Lot Number | 126,127 |
| Jurisdiction | MARION WV |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20500 |
200 Spence St is owned and occupied by an individual who bought it in October 2025.
Source: Marion County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 SPENCE ST, FAIRMONT, WV 26554-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INC |
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC |
| Oct 1, 2025 | Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Sep 25, 2025 · Amount on File |
| Deed Document Number | 202517556 |
| Deed Book / Page | 1398 / 1008 |
| Prior Transfer Date | Jul 23, 2007 |
| Prior Transfer Doc | 1026/0574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION WV |
| Recording Date | Jun 24, 2026 |
| Property Address | 200 SPENCE ST, FAIRMONT, WV 26554-3057 |
| Document Number | 0000011843 |
| Book / Page | 1387 / 623 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202611843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 800 DON KNOTTS BLVD, MORGANTOWN, WV 26501-5931 |
| Document Number | 0000011843, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 1387/623 |
| Instrument | 202611843 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION WV |
| Property Address | 200 SPENCE ST, FAIRMONT, WV 26554-3057 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12104 DAMSON DR, NORTH POTOMAC, MD 20878-3335 |
| Document Number | 001370/825 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 1370/825 |
| Instrument | 202500017137 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION WV |
| Recording Date | Oct 1, 2025 |
| Property Address | 200 SPENCE ST, FAIRMONT, WV 26554-3057 |
| Document Number | 01398/1008 |
| Book / Page | 1398 / 1008 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 202500017556 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202500017557 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202500017557 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 200 Spence St was $541, up 6.1% from the year before.
Source: Marion County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Marion County |
| Municipality | Fairmont City |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541.00 (+6.08%) | $36,300 (+5.22%) Land $4,860 Building $31,440 | $60,500 (+5.22%) Land $8,100 Building $52,400 |
| 2024 | $510.00 (+3.24%) | $34,500 (+3.6%) Land $4,860 Building $29,640 | $57,500 (+3.6%) Land $8,100 Building $49,400 |
| 2023 | $494.00 (+4%) | $33,300 (+4.13%) Land $4,860 Building $28,440 | $55,500 (+4.13%) Land $8,100 Building $47,400 |
| 2022 | $475.00 | $31,980 Land $4,860 Building $27,120 | $53,300 Land $8,100 Building $45,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 200 Spence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 200 Spence St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures