200 Somerset St, Borger, TX 79007 Property Records

Hutchinson County property record for 200 Somerset St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,105 sqft · built 1986
Lot Size	0.254 acres (11,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,300 (Jun 2014)
Tax Bill	$6,462 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
APN	`01540-00012-00500-000000`

Property Details

APN / Parcel Number

Primary APN	`01540-00012-00500-000000`
Alternative APN	`15040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,105 sqft Living Area
Gross Area	2,663 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	11,051 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Area	460 sqft
Porch	Porch
Porch Area	98 sqft

Location & Zoning

Account Number	01540-00012-00500-000000
Street Address	200 SOMERSET ST
City	BORGER
State	TX
Zip	79007-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 BLK 12 FAIRLANES UNIT 8
Legal Subdivision	FAIR LANES
Legal Block	12
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	3
Census Block	3013
Census Tract	951000

Owner

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 SOMERSET ST, BORGER, TX 79007-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	2014354246
Deed Book / Page	1825 / 319
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	001825/319
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	200 SOMERSET ST, BORGER, TX 79007-8232
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2228/309
Date	Jul 19, 2021
Book Page	2228/309
Instrument	378736

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,462.00 (+81.72%) Homeowner's exemption	$263,440 (-0.1%)	$263,700 (-) Land $8,500 Building $255,200
2025	$3,556.00 (-13.81%) Homeowner's exemption	$263,700 (+9.18%) Land $8,500 Building $255,200	$263,700 (+9.18%) Land $8,500 Building $255,200
2023		$241,520 Land $8,500 Building $233,020	$241,520 Land $8,500 Building $233,020
2022	$4,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
AW Broadband Fixed Wireless	100 / 20