200 Smith Ave, Flora, IL 62839 Property Records

Clay County property record for 200 Smith Ave, Flora, IL 62839

Property Summary

Property Type	Vacant Land
Lot Size	0.235 acres (10,276 sqft)
Owner	Individual Name on Record
Last Sale	$14,000 (Apr 2023)
Tax Bill	$141 (2025)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit Jul 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`10-26-423-029`

Property Details

APN / Parcel Number

Primary APN	`10-26-423-029`

Exterior

Lot Area	10,276 sqft (0.235 acres)

Location & Zoning

Street Address	200 SMITH AVE
City	FLORA
State	IL
Zip	62839-1309
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	RANDOLPH SMITH ADDN ALL LOT 37 & E/2 LOT 38
Legal Subdivision	RANDOLPH SMITHS
Legal Lot Number	37-38
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1082
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	663 BUTTONWOOD RD, XENIA, IL 62899-2237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Line of Credit FLORA BANKING CO
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Jan 4, 2016
Deed Document Number	2023207066
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	000D194728
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 21, 2023
Property Address	200 SMITH AVE, FLORA, IL 62839-1309
Document Number	0000207066
Instrument Date	Apr 18, 2023
Instrument	207066
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 BUTTONWOOD RD, XENIA, IL 62899-2237

Mortgage

Document Number	0000207067
Date	Apr 21, 2023
Instrument	207067

Lender

Name	FLORA BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 20, 2028

Interest

Rate Type	Fixed Rate
Rate	7.75%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jul 26, 2018
Property Address	200 SMITH AVE, FLORA, IL 62839-1309
Document Number	D194728
Instrument Date	Jul 26, 2018
Instrument	D194728
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$2.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SMITH AVE, FLORA, IL 62839-1309

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$141.00 (+5.22%)	$1,848 (+11.46%) Land $1,848	$5,544 (+11.46%) Land $5,544
2024	$134.00 (-51.27%)	$1,658 (-42.61%) Land $1,658	$4,974 (-42.61%) Land $4,974
2022	$275.00 (+9.56%)	$2,889 Land $1,882 Building $1,007	$8,667 Land $5,646 Building $3,021
2021	$251.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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