200 Shandy Way, Hampstead, NC 28443 Property Records

Pender County property record for 200 Shandy Way, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 2004
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-04-6023-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-04-6023-0000`
Alternative APNs	`400978087` `978087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.339 acres)
Porch	Porch
Porch Area	95 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Solar

Location & Zoning

Account Number	400978087
Old Parcel Number	4203 04 6023 0000
Street Address	200 SHANDY WAY
City	HAMPSTEAD
State	NC
Zip	28443-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L59,PB 36/99 EMERALD RIDGE
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	59
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2010
Census Tract	920201

Owner

Source: Pender County records · APN 4203-04-6023-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	200 SHANDY WAY, HAMPSTEAD, NC 28443-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 05, 2017	Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2017
Deed Sale	Dec 05, 2017
Deed Document Number	0021994655
Deed Book / Page	2199 / 4655
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	200 SHANDY WAY, HAMPSTEAD, NC 28443-3601
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047382888
Date	Jan 22, 2021
Book Page	4738/2888

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PENDER NC
Recording Date	Dec 05, 2017
Property Address	200 SHANDY WAY, HAMPSTEAD, NC 28443-3601
Document Number	0046552199
Book / Page	4655 / 2199
Map Reference	MB36 PG99
Instrument Date	Nov 15, 2017
Instrument	4655-2199
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SHANDY WAY, WILMINGTON, NC 28403

Mortgage

Document Number	46552202
Date	Dec 05, 2017
Instrument	4655-2202

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+15.33%)	$342,434 (+62.93%) Land $46,095 Building $296,339	$342,434 (+62.93%) Land $46,095 Building $296,339
2023		$210,172 (-) Land $79,754 Building $130,418	$210,172 (-) Land $79,754 Building $130,418
2022	$1,859.00	$210,172 Land $79,754 Building $130,418	$210,172 Land $79,754 Building $130,418

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 83 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	68 (1996–2018)
Claims Outside the SFHA	24 of 68
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims Hurricane Fran, Sep 1996 · 24 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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