200 Seapoint Pl, Richmond, CA 94801 Property Records

Contra Costa County property record for 200 Seapoint Pl, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,255 sqft · built 2004
Lot Size	0.077 acres (3,363 sqft)
Owner	Individual Name on File
Last Sale	$1,175,000 (Jul 2023)
Tax Bill	$18,568 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`560-650-086-5`

Property Details

APN / Parcel Number

Primary APN	`560-650-086-5`
Alternative APN	`560-650-086`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	1,330 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,363 sqft (0.077 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	200 SEAPOINT PL
City	RICHMOND
State	CA
Zip	94801-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7502 L86
Legal Subdivision	7502 SEACLIFF ESTATES
Legal Tract	7502
Legal Lot Number	86
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2043
Census Tract	378000

Owner

200 Seapoint Pl is owned and occupied by an individual who bought it in July 2023.

Source: Contra Costa County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Jul 26, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 26, 2023	Grant Deed, Transfer · Conventional Mortgage CAL COAST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	202371425
Prior Transfer Date	Jul 19, 2023
Prior Transfer Doc	0000071426
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Investor	Possibly a Property Investor

Mortgage

Document Number	0000126590
Date	Nov 10, 2025
Instrument	2025- 126590

Lender

Name	FIVE STAR BANK
Type	Bank
Address	3100 ZINFANDEL DR STE 100, RANCHO CORDOVA, CA 95670

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137

Mortgage

Document Number	0000019973
Date	Mar 4, 2024
Instrument	2024-019973

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2023
Property Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Document Number	0000071426
Map Reference	MB 437 PG 13-18
Instrument Date	Jul 19, 2023
Instrument	2023-071426
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2023
Property Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137
Document Number	0000071425
Map Reference	MB 437 PG 13-18
Instrument Date	Jul 5, 2023
Instrument	2023-071425
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SEAPOINT PL, RICHMOND, CA 94801-4137

Mortgage

Document Number	0000071427
Date	Jul 26, 2023
Instrument	2023-071427

Lender

Name	CAL COAST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2024
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Margin	4
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 200 Seapoint Pl was $18,568 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,222,470 (+2%) Land $702,270 Building $520,200
2025	$18,568.00	$1,198,500 Land $688,500 Building $510,000
2023	$17,112.00 (+1.45%)	$1,093,921 Land $602,897 Building $491,024
2022	$16,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 Seapoint Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Seapoint Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Verizon.

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