200 Saddle Ct, Florence, SC 29505 Property Records

Florence County property record for 200 Saddle Ct, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Oct 2020)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01531-04-060`

Property Details

APN / Parcel Number

Primary APN	`01531-04-060`
Alternative APN	`15026594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	200 SADDLE CT
City	FLORENCE
State	SC
Zip	29505-5246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH OAK V LT 24
Legal Subdivision	SOUTH OAK SUBDIVISION
Legal Lot Number	24
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	1
Census Block	1019
Census Tract	1505

Owner

200 Saddle Ct is owned by an individual who bought it in October 2020.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	320 BRONCO RD, FLORENCE, SC 29501-8619
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Grant Deed, Transfer · Line of Credit CAROLINA BK
Jul 14, 2017	Deed, Transfer · FHA Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Book / Page	880 / 1814
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Oct 15, 2020
Property Address	200 SADDLE CT, FLORENCE, SC 29505-5246
Document Number	0000014310
Book / Page	000880 / 001814
Instrument Date	Oct 12, 2020
Instrument	14310
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 BRONCO RD FLORENCE SC 295018619, FLORENCE, SC 29501-8619

Mortgage

Document Number	14311
Date	Oct 15, 2020
Book Page	000880/001818
Instrument	14311

Lender

Name	CAROLINA BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 14, 2017
Property Address	200 SADDLE CT, FLORENCE, SC 29505-5246
Document Number	00B7001751
Book / Page	B700 / 1751
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SADDLE CT, FLORENCE, SC 29505-5246

Mortgage

Document Number	0007001755
Date	Jul 14, 2017
Book Page	B700/1755

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 200 Saddle Ct was $3,764.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00	$7,202 Land $1,000 Building $6,202	$180,072 Land $25,000 Building $155,072
2023	$3,183.00 (+2.78%) Additional exemption filed	$5,847,331 (+99,905.66%) Land $1,000,000 Building $4,847,331	$14,618,329 (+9,900.02%) Land $2,500,000 Building $12,118,329
2022	$3,097.00 Additional exemption filed	$5,847 Land $1,000 Building $4,847	$146,183 Land $25,000 Building $121,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Saddle Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (2015–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Saddle Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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