200 S Main St, Keyser, WV 26726 Property Records

Mineral County property record for 200 S Main St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,200 sqft · built 1900
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Feb 2022)
Tax Bill	$340 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-9-0389.0000`

Property Details

APN / Parcel Number

Primary APN	`07-9-0389.0000`
Alternative APN	`29-07-9-0389.0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	90 ft deep x 34 ft wide
Garage Area	900 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 S MAIN ST
City	KEYSER
State	WV
Zip	26726-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 111&111-1/2&110 BAILEY FIELD LESS 1258 SQ FT
Legal Subdivision	BAILEY FIELD ADD SUB
Legal Lot Number	111
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	10500

Owner

200 S Main St is owned and occupied by an individual who bought it in February 2022.

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	200 S MAIN ST, KEYSER, WV 26726-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Jun 11, 2012 · Amount on File
Deed Document Number	2022190872
Deed Book / Page	397 / 928
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Oct 9, 2020
Property Address	200 S MAIN ST, KEYSER, WV 26726-3031
Document Number	000390/938
Book / Page	390 / 938
Map Reference	IN112637 BK351 PG845
Instrument Date	Sep 25, 2020
Instrument	180343
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000608/406
Date	Oct 9, 2020
Book Page	608/406
Instrument	180344

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 200 S Main St was $340 with a homeowner's exemption, down 9.3% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$340.00 (-9.33%)	$41,640 (-5.19%) Land $6,180 Building $35,460	$69,400 (-5.19%) Land $10,300 Building $59,100
2025	$375.00 Homeowner's exemption	$43,920 Land $6,180 Building $37,740	$73,200 Land $10,300 Building $62,900
2023	$646.00	$41,220 (-) Land $6,180 Building $35,040	$68,700 (-) Land $10,300 Building $58,400
2022	$646.00	$41,220 Land $6,180 Building $35,040	$68,700 Land $10,300 Building $58,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 200 S Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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