200 Ringgold Rd, Fruitland, MD 21826 Property Records

Wicomico County property record for 200 Ringgold Rd, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,628 sqft · built 2008
Lot Size	0.271 acres (11,807 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2021)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-047317`

Property Details

APN / Parcel Number

Primary APN	`16-047317`
Alternative APN	`047317`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,628 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,807 sqft (0.271 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	353 sqft
Deck Area	192 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	047317
Street Address	200 RINGGOLD RD
City	FRUITLAND
State	MD
Zip	21826-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 4-11,807 SQFT 200 RINGGOLD ROAD ROWENS MILL FINAL SUBDVN
Legal Subdivision	RINGGOLD ROAD ROWENS MILL FINAL SUB
Legal Lot Number	4
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	3
Census Block	3028
Census Tract	10501

Owner

200 Ringgold Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 24, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 20, 2018	Deed, Transfer · Conventional Mortgage MNET MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Nov 20, 2018 · Amount on File
Deed Book / Page	4945 / 357
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041220370
Date	Feb 7, 2017
Book Page	4122/370
Instrument	4122-370

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 24, 2021
Property Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0049450357
Book / Page	4945 / 357
Map Reference	CAB MSB 15 FO 284
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240

Mortgage

Document Number	0004945361
Date	Sep 24, 2021
Instrument	4945/361

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 20, 2018
Property Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240
Document Number	0044040108
Book / Page	4404 / 108
Map Reference	CAB MSB15 FO284
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 RINGGOLD RD, FRUITLAND, MD 21826-2240

Mortgage

Document Number	0004404113
Date	Nov 20, 2018
Instrument	4404/113

Lender

Name	MNET MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 200 Ringgold Rd was $3,303.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,300 Land $45,000 Building $313,300	$358,300 Land $45,000 Building $313,300
2025	$3,303.00
2023	$3,244.00	$325,300	$359,700 Land $45,000 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Ringgold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	73 units insured incl. 58 condo units
Nearby Flood Claims	4 (2016–2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Ringgold Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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