200 Ridgewood, Ozark, MO 65721 Property Records

Christian County property record for 200 Ridgewood, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,768 sqft · built 2005
Lot Size	4.84 acres (211,266 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-0.4-18-000-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`17-0.4-18-000-000-012.001`
Alternative APN	`17-0.4-18-0-0-12.001`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	2,768 sqft Adjusted Area
1st Floor Area	1,407 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	211,266 sqft (4.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	200 RIDGEWOOD
City	OZARK
State	MO
Zip	65721-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RIDGEWOOD ESTATES
Legal Range	20
Legal Township	26
Legal Section	18
Legal Subdivision	RIDGEWOOD EST
Legal Lot Number	1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH LINN
Census Block Group	2
Census Block	2011
Census Tract	20502

Owner

200 Ridgewood is owned and occupied by an individual who acquired it in September 2017.

Source: Christian County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	200 RIDGEWOOD, OZARK, MO 65721-6330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK
Sep 8, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017
Deed Sale	Sep 8, 2017
Deed Document Number	2017011708
Deed Book / Page	2017 / 011708
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	200 RIDGEWOOD, OZARK, MO 65721-6330
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIDGEWOOD, OZARK, MO 65721-6330

Mortgage

Document Number	0202310351
Date	Sep 22, 2023
Book Page	2023/10351
Instrument	2023L10494

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	200 RIDGEWOOD, OZARK, MO 65721-6330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202017755
Date	Oct 26, 2020
Book Page	2020/17755
Instrument	2020L17924

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 8, 2017
Property Address	200 RIDGEWOOD, OZARK, MO 65721-6330
Document Number	0201711708
Book / Page	2017 / 11708
Map Reference	MB H PG162
Instrument Date	Sep 6, 2017
Instrument	2017L11834
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIDGEWOOD, OZARK, MO 65721-6330

Mortgage

Document Number	2017L11835
Date	Sep 8, 2017
Instrument	2017L11835

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$49,590	$261,000 Land $39,300 Building $221,700
2023	$46,590	$245,200 Land $39,300 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Ridgewood in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Ridgewood is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: WON Communications.

Cell Coverage

4G LTE only, no 5G reported

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