200 Ridge Dr, Troy, NC 27371 Property Records

Montgomery County property record for 200 Ridge Dr, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,387 sqft · built 2025
Lot Size	1.09 acres (47,480 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Nov 2023)
Tax Bill	$1,677 (2023)
Deeds & Mortgages	Nov 2023 Sale & Construction Loan Nov 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6588 14 23 9296`

Property Details

APN / Parcel Number

Primary APN	`6588 14 23 9296`
Alternative APNs	`1487999` `45599`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,387 sqft Finished Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	47,480 sqft (1.09 acres)

Location & Zoning

Account Number	1487999
Street Address	200 RIDGE DR
City	TROY
State	NC
Zip	27371-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	RIDGE ON TILLERY LOT 11 & D LOT 11 RIDGE ON TILLERY #11
Legal Subdivision	FINAL PLAT OF THE RIDGE ON TILLERY LLC
Legal Lot Number	11
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1008
Census Tract	960301

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3190, PINEHURST, NC 28374-3190
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK
Nov 9, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK
Mar 23, 2021	Intrafamily Transfer, Transfer
Nov 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	2023380366
Deed Book / Page	933 / 311
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	000868/942
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 9, 2023
Property Address	11 RIDGE DR, TROY, NC 27371
Document Number	000933/311
Book / Page	933 / 311
Map Reference	CAB G SL 126C
Instrument Date	Nov 5, 2023
Instrument	380366
Transaction Type	Construction Loan
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 PEMBROKE RD, GREENSBORO, NC 27408-6330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3190, PINEHURST, NC 28374-3190

Mortgage

Document Number	0000380367
Date	Nov 9, 2023
Instrument	380367

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 9, 2023
Property Address	11 RIDGE DR, TROY, NC 27371
Document Number	000933/311
Book / Page	933 / 311
Map Reference	CAB G SL 126C
Instrument Date	Nov 5, 2023
Instrument	380366
Transaction Type	Construction Loan
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 PEMBROKE RD, GREENSBORO, NC 27408-6330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3190, PINEHURST, NC 28374-3190

Mortgage

Document Number	0000380367
Date	Nov 9, 2023
Instrument	380367

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 23, 2021
Property Address	RIDGE DR, TROY, NC 27371
Document Number	000868/942
Book / Page	868 / 942
Map Reference	CAB G SL 126
Instrument Date	Feb 11, 2021
Instrument	367345
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 PEMBROKE RD, GREENSBORO, NC 27408-6330

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 18, 2020
Property Address	RIDGE DR, TROY, NC 27371
Document Number	0000860/31
Book / Page	860 / 31
Map Reference	CAB E SL 127B
Instrument Date	Nov 10, 2020
Instrument	365573
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 IVORY BLUFF TRL, 3004, APEX, NC 27539-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 PEMBROKE RD, GREENSBORO, NC 27408-6330

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,128 (+149.42%) Land $260,250 Building $388,878	$649,128 (+149.42%) Land $260,250 Building $388,878
2025		$260,250 (-) Land $260,250	$260,250 (-) Land $260,250
2023	$1,677.00	$260,250 Land $260,250	$260,250 Land $260,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only)

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures