200 Reading Rd, Watkins Glen, NY 14891 Property Records

Schuyler County and Reading Town property record for 200 Reading Rd, Watkins Glen, NY 14891

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,440 sqft · built 1940
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,405 (Feb 2000)
Tax Bill	$4,268 (2026)
Deeds & Mortgages	Apr 2019 Refinance Nov 2017 Mortgage + 4 more
APN	`443201 64.08-4-45`

Property Details

APN / Parcel Number

Primary APN	`443201 64.08-4-45`
Alternative APNs	`44320106400800030220000000` `701-0904-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,440 sqft Total Area
1st Floor Area	1,256 sqft
2nd Floor Area	1,184 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	152 ft deep x 103 ft wide
Porch	Slab
Porch Area	506 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	701-0904-00
Street Address	200 READING RD
City	WATKINS GLEN
State	NY
Zip	14891-1037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	45.000
Jurisdiction	SCHUYLER NY
Township / Civil Division	READING
Census Block Group	2
Census Block	2088
Census Tract	950200

Owner

Source: Schuyler County and Reading Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Nov 20, 2017	Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 30, 2019	Warranty Deed, Transfer
Nov 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2000 · Amount on Record
Deed Sale	Feb 3, 2000 · Amount on Record
Deed Book / Page	324 / 214
Last Transfer Date	Apr 12, 2019
Transfer Doc	394/354
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000540/388
Date	Apr 30, 2019
Book Page	540/388
Instrument	760

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000527/0000000295
Date	Nov 20, 2017
Book Page	0000000527/0000000295
Instrument	000000002221

Lender

Name	VISIONS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	547/594
Date	Nov 21, 2019
Book Page	547/594
Instrument	2287

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	562/582
Date	Nov 23, 2020
Book Page	562/582
Instrument	2247

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Apr 30, 2019
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Document Number	394/354
Book / Page	394 / 354
Instrument Date	Apr 12, 2019
Instrument	759
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 READING RD, WATKINS GLEN, NY 14891-1037

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Nov 20, 2017
Property Address	200 READING RD, WATKINS GLEN, NY 14891-1037
Document Number	388/431
Book / Page	388 / 431
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 READING RD, WATKINS GLEN, NY 14891-1037

Tax Assessment & Valuation

Source: Schuyler County and Reading Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schuyler County
County Subdivision	Reading Town
Municipality	Watkins Glen Village
Unified School District	Watkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,268.00 (+309.6%) Disabled Person's exemption Veteran's exemption
2025	$1,042.00	$229,100 (+21.22%) Land $60,600 Building $168,500	$235,000 (-4.26%) Land $62,161 Building $172,839
2023		$189,000 Land $43,000 Building $146,000	$245,455 Land $55,844 Building $189,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATKINS GLEN VILLAGE serves 2,149 people · EPA ID NY4801188
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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