200 Pumkin Patch, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 200 Pumkin Patch, Rutherfordton, NC 28139 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,128 sqft · built 2006
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Jan 2005)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1626447`

Property Details

APN / Parcel Number

Primary APN	`1626447`
Alternative APN	`38259`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Heated Area
Basement Area	1,520 sqft
Finished Basement	1,520 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,191 sqft (3.93 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	544 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	200 PUMKIN PATCH
City	RUTHERFORDTON
State	NC
Zip	28139-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTOWN ESTATES LO:118 PH:2 PL:19-20
Legal Subdivision	GILBERTOWN ESTATES
Legal Lot Number	118
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1003
Census Tract	960502

Owner

Source: Rutherford County records · APN 1626447

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 PUMKIN PATCH, RUTHERFORDTON, NC 28139-8126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 04, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2005 · Amount on Record
Deed Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	2005200400000906
Deed Book / Page	863 / 187
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020431107
Date	Mar 01, 2021
Book Page	2043/1107

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020652016
Date	Sep 29, 2022
Book Page	2065/2016

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Document Number	0020314427
Instrument Date	Apr 04, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 PUMKIN PATCH RD RUTHERFORDTON NC 281398126, RUTHERFORDTON, NC 28139-8126

Mortgage

Document Number	0020314427
Date	Apr 09, 2020
Book Page	002031/004427

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Document Number	0020200105
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 PATCH RD RUTHERFORDTON NC 28139, RUTHERFORDTON, NC 28139

Mortgage

Document Number	0020200105
Date	Feb 20, 2019
Book Page	002020/000105

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+926.8%)	$559,100 (-7.53%) Land $37,800 Building $521,300	$559,100 (-7.53%) Land $37,800 Building $521,300
2023		$604,600 Land $53,900 Building $550,700	$604,600 Land $53,900 Building $550,700
2022	$291.00 (-90.01%)
2021	$2,912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Gilbert Town Historic District listed 2006 · 3 contributing resources · NRIS 06000726

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
North Carolina RSA 3 Cellular Telephone Company	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Vyve Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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