200 Pray Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 200 Pray Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1980
Lot Size	1.23 acres (53,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,500 (Nov 2012)
Tax Bill	$6,567 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0196-12`

Property Details

APN / Parcel Number

Primary APN	`10-0196-12`
Alternative APN	`GLOC M:009 B:092 L:00B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,971 sqft (1.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10-0196-12
Street Address	200 PRAY HILL RD
City	CHEPACHET
State	RI
Zip	02814-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	92
Legal Lot Number	B
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2049
Census Tract	13101

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 PRAY HILL RD, CHEPACHET, RI 02814-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC
May 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on Record
Deed Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	20122
Deed Book / Page	625 / 247
Last Transfer Date	May 27, 2021
Transfer Doc	869-221
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	200 PRAY HILL RD, CHEPACHET, RI 02814-2503
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000982-158
Date	Jan 14, 2026
Book Page	982/158
Instrument	56386

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	200 PRAY HILL RD, CHEPACHET, RI 02814-2503
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	881-164
Date	Sep 15, 2021
Book Page	881/164
Instrument	47886

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	May 27, 2021
Property Address	200 PRAY HILL RD, CHEPACHET, RI 02814-2503
Document Number	869-221
Book / Page	869 / 221
Instrument Date	May 27, 2021
Instrument	46950
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 PRAY HILL RD, CHEPACHET, RI 02814-2503

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,567.00 (+0.08%)	$460,500 (-) Land $190,500 Building $270,000
2023	$6,562.00 (+13.37%)	$460,500 (+48.69%) Land $190,500 Building $270,000
2022	$5,788.00	$309,700 Land $118,600 Building $191,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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