200 Pratt Ln, North East, MD 21901 Property Records

Cecil County property record for 200 Pratt Ln, North East, MD 21901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1950
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,001 (2026)
Deeds & Mortgages	May 2020 Second Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-045118`

Property Details

APN / Parcel Number

Primary APN	`05-045118`
Alternative APNs	`5045118` `045118`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	434 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	045118
Street Address	200 PRATT LN
City	NORTH EAST
State	MD
Zip	21901-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.698 ACRE 200 PRATT LANE OFF CARA COVE ROAD
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	1
Census Block	1013
Census Tract	30904

Owner

200 Pratt Ln is owned and occupied by two individuals who acquired it in April 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 PRATT LN, NORTH EAST, MD 21901-5460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITADEL FCU
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2021
Transfer Doc	0048610339
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	200 PRATT LN, NORTH EAST, MD 21901-5460
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045920392
Date	May 4, 2020
Book Page	4592/392

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2030

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	200 PRATT LN, NORTH EAST, MD 21901-5460
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041490009
Date	Oct 19, 2017
Book Page	4149/009

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Apr 28, 2021
Property Address	200 PRATT LN, NORTH EAST, MD 21901-5460
Document Number	0048610339
Book / Page	4861 / 339
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	KIRSH TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	200 PRATT LN, NORTH EAST, MD 21901-5460

Mortgage

Document Number	0004861344
Date	Apr 28, 2021
Instrument	4861/344

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Sep 20, 2017
Property Address	200 PRATT LN, NORTH EAST, MD 21901-5460
Document Number	0041330469
Book / Page	004133 / 000469
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PRATT LN NORTH EAST MD 219015460, NORTH EAST, MD 21901-5460

Tax Assessment & Valuation

The 2026 property tax bill for 200 Pratt Ln was $7,001, up 2.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,001.00 (+2.07%)	$640,100 (+3.03%) Land $434,700 Building $205,400	$640,100 (-) Land $434,700 Building $205,400
2025	$6,859.00	$621,267	$640,100 Land $434,700 Building $205,400
2023	$5,505.00	$583,600 Land $434,700 Building $148,900	$583,600 Land $434,700 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Pratt Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	23 (1978–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Pratt Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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